insurance claim

My husband and I were In a car accident almost two years ago , yes it took two years for our claim to be done. I’ve always been a super healthy active person . After the auto accident I got scoliosis and was put in rehabilitative therapy that didn’t help one bit I told them that over and over...

I was in an accident and didn’t have insurance at the time. Without getting into details, the other driver’s insurance company deemed me at fault and sent me a bill for $9000. This seems crazy to me. I saw the damage and there’s no way that it would cost $9k to fix that. It was a small dent on...

If you get a job as a claim adjuster or whatever position, at this company and you get rear ended ins car accident (you’re not at fault). Is there any part of your offer or your contract that says you can’t do it, or would they fire you over a big claim you make against them?

I have several contractor estimates in the excess of 25,000 - 30,000 for a catorgory 3 water damage claim that occurred in my home. After negotiating for approx 5 months, Insurance isn’t budging above 11,000. As of now , I have a gutted out bathroom and insurance is dropping the ball. Whats the...

Had my entire finished basement (3 bedrooms, a bathroom and a office) flood at the beginning of the month. We have an ejector pump that failed due to overheating per the plumber we called out. The toilet was constantly running and it overwhelemd the pump. I called USAA to confirm coverage before...

A family member was in a self caused auto accident in July of this year. The car was taken to a body shop immediately and a claim submitted with Liberty Mutual that day. Within a week, we were told by the body shop that the car's manufacturer is "indefinitely" on hold making the said part...

So here’s the the curveball my dumbass hit her car in a uhaul truck. No damage to the uhaul so good there but wife’s Mercedes has some damage what’s the best course of action here dealing with insurance.

Hi.. I'm not sure how reddit works.. I just have a question I need answered. I got in a car accident a couple months ago, not at fault. The other driver had no insurance, but I had full coverage, so I all I lost was my deductible. Progressive totaled my car out and gave me money. I got my car...

So a friend was driving in the far right lane of 3 including the left turning lane at the upcoming intersection. He was driving in a straight line, never made a lane change or an attempt to do so. There was an accident at the intersection causing the left two lanes of traffic to be shuffled...

A lady backed into my car in a parking lot and has already admitted to her insurance that it was entirely her fault. Their insurance company has agreed to take 100% liability but they are telling me that I have to pay to have my car looked at as it is “the cost of business”. I feel that since...

As a traveler who relies on insurance for peace of mind, my recent experience with TD Canada's travel insurance has left me deeply disappointed and frustrated. Despite purchasing coverage explicitly for flight interruption and cancellation, when I fell ill and was unable to travel, TD Canada's...

Im trying to figure out if I don’t have car insurance and i drive a vehicle that has car insurance (Owner of vehicle has full coverage) what happens is the vehicles insurance even able to be used does it affect anything legally?

So when the person is at fault and not trying to justify against that, how long for a parked car Collison would Kemper take to complete. Its been since June, im just hoping i get a payout by atleast feb

My partner got rear ended 5 months ago (not at fault) my car has been at the body shop ever since, we were fighting the use of recycled or cheap aftermarket parts being used on my car, which the insurance didn’t want to agree I was assured I wouldn’t have to payout of pocket by the body shop...

For context two weeks ago I was backing out of my driveway behind my friend who was also backing out, that backed into me causing a little damage to my bumper and hood he admitted fault his insurance said they would pay for damages ges and a rental Fast forward to yesterday, I went to cross an...

I’m out of the country (of course. Do these things ever happen when you are home?). I had a ceiling pouring water down into one room. Got the couch soaked and a rug. The coach was imported from Italy years ago but don’t have receipts etc. (used old job as email for shopping) I have a photo of...

Hi Everyone, I had a ticket back in August 2023. I did not change my insurance or my car since then and they kept renewing my insurance. I am leasing a car and i was on a the phone with them and they didn't ask about any convictions. Should i go ahead and tell them to change my policy? It will...

I own some units in a high rise condo (20 floors). The building HVAC system has reached its end of life, and needs to be replaced. Once this is replaced, could any drywall work (related to the project) be claimed through insurance?

Was at a stop sign and vehicle backed into me. All on GoPro. Man apologized and claimed to be homeless. This morning insurance called and said his policy lapsed from non payment 🫠 I do not want to pay deductible as this was in no way my fault. Is there anything I can do? If this man is really...

Hey guys, I was in a car accident back in february. It wasn’t my fault. The insurance from the guy that hit is USAA Insurance. The car accident was not very big…i was rear ended & the damages to my car were about $2500 (i drive a honda accord LX 2019), the guy that hit me drives a RAM Truck...