insurance claim

Ok insurance pros, let me get some input from you all. This is sort of a unique scenario that recently happened. HVAC company is subbed out by a GC to install a very big walk in cooler at a local community food bank. It’s attached to the exterior of the metal building. The HVAC company has...

Insurance is low balling significantly. I (home owner) tried doing research and tried negotiating for few things but insurance adjuster use terms and software which I don't know/ have. Can I hire a professional claim inspector to negotiate with insurance on restoration project. Thank You in advance!

Hello all, I had a home fire back in February of this year. House is almost complete, but I had a question on personal content depreciation. So my policy has ACV and depreciation, we already got a sizeable amount for ACV totals, but our depreciation total is close to 23k. We are submitting...

Call my agent of +15 years for my first potential claim ever. Bumper damage on a 2011 Ford Flex Limited. Backstory: The front bumper and engine skid-plate is un modified but it’s low to the ground from the factory. It’s been drug over curbs it’s entire life (not by me). Recent story...

I got into three major car accidents over the summer the first one i unfortunately signed documents and settled when I shouldn’t have and the whole process of it was so weird to me. I have documentation that my spine moved and I still need chiropractic therapy and massage therapy. that’s the...

I have a company called squaretrade I signed up for my phone. And I have sent it in. It has been some time . It's been since september. around the beginning of Oct said they would not approve the claim after it was approved already. After them receiving it ,took too long so I called and asked...

A couple of years ago my house caught on fire and I received 2 checks from my insurance for total loss. 125k made out to me and my public adjuster and 25k made out to me the adjuster and the city of Chicago. I sold that house and the new owner is rehabbing it but has yet to finish after 4 years...

My friend recently got into a car accident when he was barley on his way home from buying the car off Facebook market he got into the accident with it so it isn’t in his name nor he has insurance on it but heres the thing the person who he got into an accident with didn’t have insurance either...

My 2021 Mazda cx5 was parked and crashed into by a driver who apparently was drunk driving all while his pregnant gf was in the car. I ended up finding out that the insurance I signed up for didn't inform me it didn't come with collision coverage so I'm stuck with a messed up vehicle that can't...

Was rear ended in November and got a concussion that has turned into post concussion syndrome and have visual damage on top of whiplash. The adjuster for the at fault insurance keeps asking at the check ins to have me sign a medical waiver which isn’t going to happen. He actually snapped at me...

Will the insurance pay out? Hi all. My "Howdens" Bamboo flooring has been down for 3 and a half years no problems. We noticed it lifting after heavy rain. Upon inspection where the outside decking comes close to the wall of the house we found that ashes from the multi fuel burner had...

I got a massage about 6 weeks ago and the therapist clamped down in my neck and hurt it. It still hurts and I'm starting to get really worried about it. It doesn't feel like a bruise, it feels more like what people describe as nerve damage. I had her stop and cut the message short from 1.5 hrs...

Hello, Has anyone dealt with a water damage claim with Allstate? Just want to know what to expect during this process. I had pipes burst and water damage in my entire house. •Do I have to go with the Contractors the Insurance Company/Agent referred or advised to go with to repair/replace...

We recently had a pipe burst and basically ruin the whole house. I am curious what can be claimed as far as the displacement. I know Insurance will pay for rental property but not exactly sure about anything else. Thanks in advance for the information.

I had a flood in the house from a water hookup from my refrigerator happen overnight. By the time I got up in the morning the kitchen was flooded and the floor ruined, and water had ruined the ceiling and walls of my finished basement. We have State Farm, and we hired a public adjuster. Using a...

I rear ended someone and there was only damage to my vehicle. It was a busy street and full of traffic so I suggested we drive and pull over at a store to not block traffic. I knew I was at fault so I wanted to exchange info/call cops whatever necessary but the guy said it wasn't necessary so I...

So in November 2023 I was in a accident I had everything on dash camera guy recklessly came out of a lot and hit me I didn’t get the man’s insurance cause he decided to argue with me and the police trying to pin all blame on me. Now I had a rental car I paid out of pocket for a month while they...

Hello! I’m wondering if anyone can help me with the process of filing a bond claim. This landscaping job was supposed to be finished end of May 2022. It’s still nowhere near being finished. I’ve had another landscaper look at the work that has already been done and was told that the grading is...

Good Morning, I own a business, about a year ago during a major construction project hired by the city (replacing underground storm and sewer drains) the company made a mistake resulting in my basement being flooded. There was over 5 feet of water. The company has claimed responsibility, redid...

Hello, my car was hit from behind at the intersection, resulting in damage to my rear bumper. The truck that collided with me showed no visible damage. We both pulled into a nearby parking lot to exchange information. Two weeks later, his insurance informed me that they couldn't cover the...