insurance claim

  1. R

    Car in accident; wife mistakenly filed a roadside assistance claim, car taken to wrong place

    My wife got into an accident tonight (she's fine, fortunately!). She mistakenly filed a roadside assistance claim with USAA and the car was towed to a service center rather than a body shop. Now I have my undrivable car in the wrong place. Do I need to pay out of pocket to get my car towed to...
  2. C

    Medical Claim Negotiations

    I was involved in a minor car accident earlier this year. Another driver hit my vehicle. The other driver’s insurance paid to fix my vehicle. I incurred about $2800 worth of medical bills. The other driver’s insurance is offering to pay the $2800 medical bills and $5000 for pain/suffering. Is...
  3. E

    Any Xactimate Experts or others policyholder with success fighting insurance company adjusters Please Advise

    I am inquiring if anyone can share know of how Xactimate estimates are configured internally or besides that any successful things anyone as done to deal with insurance co. adjusters to receive a more favorable outcome. I undertstand the Xactimate price list is based on region, state etc from...
  4. E

    How does it work if an Auto Insurance company ads value to your total loss car from recent repairs?

    If I have recently done repairs to a car that is declared a total loss and the insurance company increases their total loss offer for it due to that, can I still keep the car and the higher valuation (minus the scrap value) or do I also lose the added value for the repairs since I'm keeping it...
  5. B

    I’m confused

    If you were leasing your car, and someone hit you and the insurance company deemed your car a total list do you have to pay the leasing company? They said they’d give me a payout of what my car was worth but would I have to give it to the company that I was leasing my car with?
  6. B

    Not at fault, totaled car, driver hit 6 cars and had 50k in insurance.

    At fault driver was responsible for totaling my parked car, along with 5 others, one of which was a head on collision. That driver was taken to the hospital but from what I hear ended up being ok. As my car was pretty old I didn’t carry collision on it. The at fault driver’s insurance company...
  7. D

    Over payment on insurance payoff

    Hello. I had a lease that was totaled. After 3 months of the bank waiting because the insurance issues a check higher than the settlement amount and after weeks of them contacting my insurance and me advising my insurance they need to submit requests for refund by writing to the bank they said I...
  8. D

    Money being owed to contractor after house fire.

    Hello all, I had a house fire last superbowl Sunday. House is 98% complete. I'm now having an issue with the builder. The issue is we had change orders to the house. He quoted them and we approved. Now is coming back saying more money is due over and above the fees for said change order, and...
  9. J

    Home Insurance

    My pipes burst in my house and it’s been a nightmare! During the pack out process, movers damaged a lot of my belongings. Will my home insurance cover personal property that was mishandled and damaged during the pack out process? I’ve gotten a lot of mixed answers. Any advice would help. Thanks
  10. B

    Trailer wreck

    Hello , 2 months ago I got into a road range incident. A lot happened between then and now so please don’t put it fully on me (I just got out of jail a week ago). I had break checked a trailer , I don’t really remember why. Nothing happened because of the break check , about a minute afterwards...
  11. J

    What happens if an auto insurance claim can’t be paid out?

    Hopefully someone can answer this. Our auto insurance adjuster and customer service have not been able to provide any solid answer… What happens if a car was a total loss (from hitting deer so no one else involved) and the check cannot be paid out? There is a lien on the car with estranged...
  12. C

    Proof of Loss Form

    For starters, I am in Sacramento, California. I’ll make this as brief as possible, I volunteer for a coroners office and got a very minuscule injury. It’s not something that I’m interested in seeking medical attention for or making any kind of claim. Today they gave me a proof of loss accident...
  13. P

    Freaking out, 24 year old getting sued

    Was recently in a car accident about a month ago, I was the striking vehicle and claimed that my light was yellow when passing and he stated that his light was green and went through the lights at full speed thus colliding in the middle of the intersection according to the police report. No...
  14. C

    Should I cut my loses? Car damaged by tow company

    Should I cut my losses? Car damaged by tow company. Hiya. Long story short, my car broke down and RAC used a third party tow company called C&S to collect my car and deliver it to my garage of choice. The garage called me when the car was delivered, letting me know there was an incident. They...
  15. M

    What to do

    So on a residential block in the city. A decision was made too... Walk beside my moterhome, open the access panel, pull two large valve handles which boldly stand out and clearly marked to distinguish each handle for no confusion. Toilet and Grey water. So waste storage tanks release valves...
  16. P

    Does Insurance Give You A Check For Damages Made To Car First And Then Theyll Give you another One For Pain & Suffering?

    Im Currently Going thru an accident lawsuit where i got rear ended Injust got called from the other party's insurance and theyll give me a check for my car but i was wondering does that check differ from the Lawsuit? What should i do Cause i dont wanna take money from them when i have a lawyer...
  17. H

    Question

    I got into a wreck “not at fault” and the insurance company has agreed to pay me 20$ a day for every day I don’t have my car, and for lost wages, but I also had to miss school because I didn’t have my car, can I do anything about that?
  18. T

    Insurance adjuster playing games after House fire contents claim

    I had a house fire in January of this year. My contents portion of the claim had JUST been settled (kind of). I used one of the insurance company preferred providers to do the clean out and inventory. The insurance company paid them for their services. The clean put company provided a list of...
  19. A

    Large homeowner claim for water damage, how much negotiation room

    Got an initial number for the damage to the home for Actual Cash Value. The numbers look low and I've already been lining up bids for the large ticket items. What % increase can one expect to end up compared to the initial (low ball offer)?
  20. K

    My personal injury lawyer going for my own insurance

    I was in a car accident a few weeks ago in my bf’s vehicle and was hit directly on the passenger side. The accident was the other party’s fault but given that Florida is a no fault state I don’t think it matters much. We immediately called a personal injury attorney to handle our case knowing...
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