insurance claim

I am looking to purchase a home in Canada and need to get home insurance before closing date. I checked online reviews and mostly I found 2 out of 5 rating. Can someone suggest a home insurance company which has good claim approval ratio and good customer handling, please?

I was involved in a hit and run about 3 weeks ago. Thankfully I had a dash cam and was able to clearly get the guys plate. The mess with insurance started immediately as they took 3 days to pick up the car. Thankfully the shop the vehicle is at is extremely helpful. The vehicle is reparable...

I work nights and do a 12 hour shift. While I was working, a water line connector on my toilet busted and flooded my first floor and basement. Due to it happening while I was away, the damages were pretty bad. The ceilings collapsed in the basement and water leaked down all the walls. All...

Curious about amount I’m looking at: insurance at $7,500; my counter $20,000

I recently filed a car insurance claim with Root insurance and when I spoke with the claim adjuster they informed me that I viewed their page detailing filing a collision claim a few minutes after filing my policy. Are they allowed to hold that against me?

So my car was totalled. My insurance refuses to pay the lien holder until they provide the perfected title but they will not have the perfected title for over 6 months because Texas DMV is backed up as usual. What can I do? I cannot afford to pay this car loan plus my new car loan until the...

Does anyone have experience with claiming insurance for water damage at Public Storage?

Looking into getting a life insurance for 500k any tips. I am new to all this and am confused. What’s better 10 year term or 20 year term? I am 53 and just looking for something as coverage for my debts and family post passing. Any advice would help. What’s the differences in policies. And does...

I had part of a large oak tree fall down in front of my house in Oregon (the tree is only about 6’ from the house). The tree did not hit the house, but I suspect the roots go under or touch the house, because when it fell it created four long cracks on the wall inside my living room (the room...

Insurance Messed Up Car I hope everyone is doing well. I'm sorry if this isn't the right sub to post in but I desperately need some advice. I drive a 2008 Mistubishi Eclipse Spyder (Convertible), May 11th 2023 I was T-boned and my driver side door was all messed up including the rear fender...

The door dash driver who was delivering my pizza crashed into the back of my parked car before getting my pizza. I made a claim on DD website, which they denied by saying "The Dasher was not in service". Which absolutely gobsmacked me because he was literally delivering to my address. So i...

I recently for a DWI, and totaled my car. My insurance totaled my car out . I have GAP insurance and after the payout from my insurance company there is roughly about 10,000 left on car. Will GAP insurance cover cost or will I be left to pay because of the DWI?

I have a question that I need some assistance with about a auto claim. So back in June of this year I was in a auto accident in my company truck where a lady hit us from the back and did a significant amount of damage to me and the car. I had to go to the hospital because my job wanted me and my...

I had a roofing company chalk my roof from storm damage I filed a claim and they met with the adjuster. The claim was approved and the roofer wants me to send them the estimate from the insurance company with all the cost info. I haven’t hired this roofer but it would seem I should be asking the...

Will gap insurance cover the remainder of my car, after insurance considered it a total loss ?

I was involved in a 3-car crash where I was the front vehicle and was rear ended while waiting on a pedestrian. I asked both drivers if I was struck by the second car first, or if the third vehicle pushed the second car into me. The driver of the 3rd vehicle admitted to pushing the second...

So a year ago my car was hit creating damage on the back trunk area. I settled the claim, insurance company cut me a check and I just kept the check because the damage was minor. Flash forward I just got rear-ended again in the exact same spot, It worsened the damage and added new damage to my...

I recently for a DWI, and totaled my car . My insurance totaled my car out . I have GAP insurance and after the payout from my insurance company there is roughly about 10,000 left on car . Will GAP insurance cover cost or will I be left to pay because of the DWI?

Ive gotten into an accident in March of ‘23 and it’s officially been over a year since the accident, the other driver already admitted fault and my dash cam video shows that he was to. After the doctors and all the other required medical visits; still in limbo about they are still “reviewing”...

A driver slammed into both my wife's and my cars which were parked outside our house, then slammed into our gate. Apparently this driver wasn't at fault, cause someone merged in front of him.. The at fault's person's property damage insurance is not enough to cover all the damages ( the...