insurance claim

A fire broke out at my neighbor's house and spread to my property, causing damage. Home Owners Insurance LaSalle County, Illinois On Monday, a fire that started in my neighbor's house unfortunately spread to mine. The local fire department was able to extinguish the fire in my house quickly...

My car was stolen 4/26/24 and recovered 5/1/24 and towed to my residence. The car didn’t turn on (they stole and ripped out the battery terminal and hot wired and fried things) I took pictures but my adjuster never sent anyone for appraisal. On 5/4/24 someone came and stole the vechile (since it...

Hello, about a week ago I was at a gas station pumping gas completely outside of my car standing up, and a car pulls into the gas station and hits the front of my car I have no idea how they did not see a parked car but luckily we got eachothers info he admitted to fault and now it’s through the...

My Car was hit while parked ,The at fault party insurance company sent a appraiser to estimate damages, then sent me a check with my name , address, and a worksheet with estimated repair and labor that they want me to give to which ever autobody To follow. Bumper left side has been crushed...

Hello all, I’m new to Reddit as well as the sub stack … I’m a complex large loss property adjuster with one of the largest INS companies in the US. I don’t ever seem to get to answer the questions my policy holder’s have as I represent the insurance company. Here I do not have those...

Sorry it's long... lot of details had to be included. Background: My insurance is covering me on a no-fault accident I was in... they will recover via subrogation later. My Ford F-150 was deemed a total loss (semi truck drove over my hood... literally) and I do not agree with the insurance...

We recently had water enter our upstairs walking closet. (Supposedly entered due to ice dam) The restore company charged over 1500 to remove carpet, underpaid cut away about 8 ft of baseboard to include partial removal (about 4sq ft of drywall) They also cut a 4x5 hole in ceiling of garage to...

I posted my car online to sell and a few weeks later I got hit by a deer. The deer severely dented in the driver side door (can’t open anymore), shattered driver door window, dented driver side rear door, cracked windshield and dented panel right next to windshield. The field adjuster came out...

We recently had a tree fall on our house. We worked with insurance to set up a rental due to loss of use. Only after paying the security deposit and already staying in a hotel, we were informed that the rental, furniture and hotel would only be covered at 80%, meaning we would have to come up...

Exotic Car Rental Damage Claim DENIED? Looking for someone who knows auto property damage insurance claims / experience interpreting auto policy or any case law regarding car rentals….. This will be a long one. I need to keep some things vague but - My friend owns an exotic car rental...

My condo hot water heater flooded the condo below me. My insurance is dragging their feet and the owner below me is threatening to sue me if he’s not paid by the 10th of this month. I think I also need to fight my HOA because they say I was negligent because I didn’t let them into my unit for an...

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I have full coverage in the u.s will my insurance cover my claim

So I was in a accident someone slammed into the back of my truck. So adjuster came out and said I had about $18k in damages but truck was still valued very high. So from there truck was sent to body shop and after further inspection truck ended up being a total loss So I ended up retaining the...

So June 2021 I had a water heater that busted. Caled home warrant they said call insurance start claim la la LA. So called them got a claim started . They send out rooter rooter who refers cut n dry. So cut n dry comes out and takes photos leave equipment and doesn't plug in. Days go on and cut...

My husband got hurt at work back in January and had surgury in march he went back to work full time on limitations 4 weeks later its been about 6 weeks and dr says he has about another 6 weeks to fully heal. He got a pretty great job offer making more money my question is will him taking this...

Hi! So I had a car accident nov 2020. My car hydroplaned off the road ( not speeding) and came to a rest at a tree. A officer was a little ahead of me and immediately came to help me. He asked me what happened, I explained there was a large pool of water while driving my wheel locked and I could...

I live in California, and got into a very small accident recently where I rear-ended someone in stop-and-go traffic. Their car was barely damaged and they were absolutely fine when they got out of the car. We didn't even call the police and drove away after exchanging information. Well, now...

I was in an at-fault accident 4 months ago. Yesterday my wife had a rock hit her windshield cause about a 6-8 inch crack. With it being so close to another claim, should we just pay for this ourselves?

I bought my mom 6 tickets to the nutcracker ballet for her birthday. The event is coming up and a bunch of the people she would invite are bailing because they are sick with a common cold. I thought this wouldn’t be an issue because I purchased insurance on the tickets. When I went to file a...