india

Hi, So I have a few businesses and have income of over 1 crore before taxes this year. I still look for a bus to the airport, saving maybe 300-500rs one way. How do I teach myself to spend? I can spend on a cab, but I have always felt uncomfortable taking a cab when alone. I can improve my...

Hi Everyone Planning to buy a 1.6 Cr flat . Seller agreed for a agreement value of 1.2 cr only. Is there any good bank which provide 90% home loan on agreement value. If not is there any way to finance this purchase without paying exorbitant interest rate. Anymore suggestions are welcomed :)

(I'm a newbie) https://www.bseindia.com/xml-data/corpfiling/AttachHis/a51e3df4-e9e7-413c-922a-9de714c38012.pdf What is the difference between Year Ended and Quarter Ended https://i.imgur.com/tRlFtv5.png https://i.imgur.com/hS6eGgI.png Profit before Exceptional items, Movements in Regulatory...

I have been on the lookout for a super top-up health insurance plan. I wanted to get it early this year, when covid was at its peak. However, upon some research I realized that super top-up plan needs to align with the base health insurance plan - most probably on the same date or at least on...

Sharekhan FNA Maruti Suzuki, M&M: Korean company Kia Motors (sister company of Hyundai) is targeting the SUV and MPV segment in India and is targeting 5% market share over the next three years. The company has capacity of 3 lakh units which is based in Chennai. Entry of Kia would further...

Hey guys, I am planning to buy one good health insurance and term insurance for myself and dependents. Please suggest some good policies. I earn around 1 L + per month , so in the lower to mid range premium. I have one from corporate but have been suggested that we should have ours also other...

I've heard many arguments here about ETF's and liquidity etc. I think they are genuine concerns and needs to be looked into with a little more depth. I've taken six ETF's here - one's that I have currently invested in. I prefer ETF's to mutual funds as I get to track their history in a Google...

Our annual bonus was just announced. I was happy to see that it was 14 L. My take home is 3 LPM. I was expecting a paycheck of 0.7 x (14+3) = 11.9 L What I instead got was only 10L When I checked, I was told that since my total annual payout was greater than 50L, they applied a surcharge on...

Hi, I was just hoping for a monthly budget discussion for a family living in Mumbai region. How much we all spend and how we can improve upon it. I will start with mine. I am living in Navi Mumbai and have a family of 5. Three daughters below 10 years of age and husband wife working. Here is...

Are there any other professionals that can help with better financial planning?

Why is Nifty 50 or Nifty Next 50 is recommended in this sub instead of funds like Axis bluechip funds. Looking at the performance charts since 2013, 1lakh invested today is UTI Nifty 50 - 2.16 L Axis Bluechip - 2.6 L Mirae Large cap - 3.0 L

I've been considering installing a solar panel system on my property in an effort to reduce my electricity costs; which is roughly 3k per month right now with 341 units. Below is the slab from MAHADISCOM |----------------------------------------------| | Units | Rate (Rs per unit)...

Lots of discussion in this sub about whether it is good time to invest or not. The arguments seem to me, mainly qualitative. I think I can summarize the arguments below For markets being overbought/valued PE > 22 has usually given poor 3Y, 5Y returns in the past. This is somewhat controversial...

My father is spending all of his little savings on buying a car. The car is a Kia Sonet which costs around 10 lakh. He's paying a down payment of 7 lakh and taking a loan of 4 lakh at a 9.3% reducing interest rate for 5 years. So that’s about 10,000 rupees for 5 years. Our family's financial...

Old contributor to this sub. Hustled hard for last 6 years and managed to reach this milestone just by savings from salary :) This post is not to show off, but just to motivate that investing time in increasing your skills can grow your portfolio much faster than spending time earning extra...

EDIT: Adani group has released an official statement in response to Hindenburg report. Including a link to their official tweet for everyone's reference: Sharing this article here as I feel it might be of interest to a lot of us who're invested into Adani group companies, either directly or...

So it's been 1 month since MOAMC opened The S&P 500 Index Fund. The Index is up 9.4% in last 1 month however the Fund is only up 4.2%. Isn't this an abnormal tracking error? What am I missing? Edit: Apparently I was missing a lot. The difference is much lesser and even the same was on account...

What do you people think about Tata Chemicals? The company has had good sales growth in last 2 FYs although last 2 quarters had negative growth + slight reduction in operating margins due to reduced demand of soda ash. Interesting part is that TCL holds 2.53% stake in Tata sons (which during...

A lawyer was saying not to buy real estate in a location which is not close to you. Due to the issues of land grabbing in india. Thoughts?

So I did a blunder recently, all because of my negligence. I have two credit cards, ones due date is 4th and the others 16th . I confused them with being 6th and 14th, as a result I made payment of one card two days later and one payment 2 days earlier . Now I applied for a small loan from a...