india

  1. J

    [PSA] Motilal Oswal MF to reopen 3 global funds for lump sum investments

    https://www.livemint.com/mutual-fund/mf-news/motilal-oswal-mf-to-reopen-3-global-funds-for-lump-sum-investments-11669126983620.html
  2. C

    Discord Voice AMA with Deepak Shenoy & Capitalmind Team: Sunday 20th June, 3:00 p.m

    Discord Link AMA Details Verification This Sunday afternoon, join us for chitchat on all things finance / investments / economics, with CapitalMind founder, Deepak Shenoy, and team. Deepak (/@notalkb4coffee ) is CEO and founder at Capitalmind. He has about 20 years of experience in stock...
  3. R

    ANALYSIS : Embassy Office Parks REIT - Financials and Operations

    I wrote this analysis in an earlier thread on the REIT - For ease of reading, I am copying those comments, as well as a summary from another user. /@odzr wrote this summary: (For the record, some of the properties that would become part of the REIT have part ownership from K J George and...
  4. K

    What Does a Price-Earnings Multiple Mean? By Michael J. Mauboussin

    Hi everyone. This an interesting report that everyone should read. http://www.valuewalk.com/wp-content/uploads/2014/02/document-805915460.pdf I agree with the broader premise but I have a few doubts. I hope someone can answer them. On page 3 he gives a formula for Future value creation. I...
  5. A

    Whether one should have a credit card or not?

    Credit card is just like a beehive. If you know how to extract the honey from it correctly, you will benefit from it. If you don’t handle it carefully, it’s a death trap of debt. Comment Let’s look at some pros and cons of Credit Card. The first four are the Pros of Credit Card compared to...
  6. C

    W.r.t Indian Market investment in platinum can surpass gold value?

    As you might aware that Some years back Platinum had more value than gold and now it is less so can it be possible that it will be higher than gold again ? I am thinking of buying some.
  7. J

    US & India saving approach

    Hi All, I would like to get input from others who maybe in similar situation as me. I'm currently in US and dont know if I will settle here or come back to India . Hence, I'm splitting saving between US & India. I have a home loan for an apartment in India which I'm paying with every lumpsum...
  8. S

    Update For The Eros Media World $25M Investor Settlement

    So, Eros was paying settlement to investors recently and there is still a possibility to file a late claim. This settlement resolved old scandal because of the financial disclosures (and undisclosures). And this is a description of the eligible class: "All persons and entities who or which...
  9. O

    If I sell 25% of my Yes Bank holdings, how will P&L calculations work?

    Because the ISIN has changed, does that also impact my cost price considerations? Will the cost be taken as the average price for 100% of my holdings as of 13th March? Or will FIFO apply?
  10. C

    GME, WSB, and Fear of Missing Out (FOMO)

    Unless you've been living under a rock, you're probably aware of GME and how Melvin Capital got short-squeezed out of their positions. Some might or might not agree that it involved deep pockets, and the retailers were only the catalyst. But fact remains, this is unprecedented. To understand...
  11. H

    If your company offered your full salary every month and told you to manage your taxes and deduction all by yourself, what would you do?

    Setting up the experiment:let's take an arbitrary amount of 20 L per annum for easy calculation but also neither too high or too low. 20 LPA is around 1.7 LPM (let's take 50k for household, 20K savings) that leaves a nice 1LPM. To simplify further and to get maximum value out of the answers...
  12. R

    [Update] App for tracking investments

    Earlier thread: One, Two, Three I am finally here with what I think will be the first version of the app. You can view some screenshots here. The current features that are supported are: Purely client side app. The app does not require you to login, and does not send any data to private...
  13. J

    A brief timeline of Yes Bank's saga

    Mid 2017: RBI forced Yes Bank to disclose that nonperforming loans were $630 million more than the $113 million reported in the company’s audited accounts for the year ended in March 2016. The divergence widened to almost $1 billion a year later. June 12, 2018 : Yes Bank's shareholders approve...
  14. A

    Why do financial statements for quarter ended 30.6.2019 have columns for year ended 31.03.2019 and 30.6.2018

    https://www.bseindia.com/xml-data/corpfiling/AttachHis/b99dc47e-6bf0-4a12-b7e3-fca63d2a22fa.pdf Shouldn't the results for quarter ended 30.6.2019 be the same as year ended 30.6.2019 - the financial stmt is a snapshot of what's happening within the companies books? He's also listed the previous...
  15. L

    Portfolio review suggestions are welcome 29M

    Time horizon: 5- 10 years MF SIPS : DSP Nifty INDEX direct: 27k pm Nippon S&P 500 : 5K pm Nippon Small Cap:10k pm Gold: 60k SGB (lumpsum) Direct stock : 40 k (lumpsum) Mirae Debt fund : 2lac (lumpsum) Have term and health insurance
  16. L

    Knowledge sharing: Reminding everyone of Loan against securities (cheapest loans)

    Hi! A couple of years ago I came across this instrument - loan against securities. Lets say you have Mutual fund giving 12% p.a. returns. You can get a loan against this mutual fund at ~10-10.5% p.a. All gains your mutual funds make during the loan tenure will be yours and you'll just have to...
  17. S

    Uber payment

    I noticed an interesting payment option in the Uber app called "5% back for Amazon Prime: 4% Uber Credit + 1% Amazon Pay Cashback." What exactly do the 4% Uber Credit and 1% Amazon Pay Cashback refer to? say actual trip fare is 100 Rs and Amazon Pay balance is 200 Rs Is the 4% credit applied...
  18. G

    NPS - Is it a good choice? (If liquidity is not an issue)

    Hi All, As I have seen in this forum, there is very strong opinions about NPS on both sides. Most of the concerns about this product is related to the liquidity & annuity part. I am trying to understand is there any specific use cases where this product can be viable (Possibly better) than the...
  19. J

    Rate a tier 3 college fresher’s personal finance(in IT)

    I’m 23(M), graduated in Jun 2022 with an average package of (7.5lpa) Current take home - 60k in hand, no taxes(old regime) Mf - 1 lakh currently(40k elss) sip for 15k pm Fds - 35k P2P lending platforms - 1.25 lacs(not putting more than that)(12% returns) Money lent to roommate - 80k(he has...
  20. H

    Where to invest lump sum of 16 L?

    Recently sold a couple of my RSUs. Of around 16 L Where should I invest these? 1. Parag Parikh and Nifty 50 (8L each) 2. Equity? If yes, any stocks suggestions? 3. Shall I also put some in FDs ? Current investments: 1. 23 L RSUs (unsold) 2. 9.6 L in MF(PP and UT 50) 3. 9.5L in equity 4...
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