home insurance

Hi all. Recently purchased a home and we purchased that new homebuyer insurance that included coverage for the A/C unit. Lo and behold, the compressor went out, and they're working on covering that. Here's the part I'm having an issue with: The evaporator coil is not compatible with any...

My neighbor put on an enormous Christmas light show last year. He sold tickets and had people come onto his property (drive or walk). He put on 3 shows a night, 5-6 days a week, for about 5 weeks. He did not have a permit form the county, but due to the slowness of the government, he was able...

The incident happened at 5:31am on 6/16/23 and was reported by 7:00 am. I got a call back from small claims at 7:30 that morning and I described what happened and he said oh fuck I’m small claims this is big claims. Let me put you in the queue. I asked for immediate housing from him for my...

Effective midnight tonight, Allstate now gets swallowed up in the CA fiasco. Allstate to Pause New Homeowners Business in California The fourth largest U.S. carrier has told agents it will temporarily stop offering new homeowners policies in California and plans to stop offering new commercial...

I am getting insurance for a home I am closing on. On the MLS the home is billed as a 2 bedroom; there is a bonus room that can be used as an office, storage or extra bedroom. Should I be getting this insured as a 2 bedroom or 3 bedroom?

EDIT/UPDATE: THE DAMAGE DONE HERE BELOW WAS BY A SQUIRREL THAT CAME DOWN THE DINING ROOM CHIMNEY FIREPLACE! Late yesterday afternoon I walked into our dining and discovered all of the emollients that frame each glass pane in a 9 pane over 9 pane window had been chewed by a mess. The attached 2...

Last night a car crashed into my neighbors home. It caused a natural gas leak and led to an explosion that shook the city and blew out most of our windows and caused some rather serious damage to our foundation. My wife and I are on our honeymoon so we have her parents on standby to take...

Got storm damage a few months ago and “yada yada” insurance wrote a check out with only my name on it. The roofer didn’t think I was going to get much money cause it wasn’t bad in his eyes and my roof isn’t only 2 yrs old n siding looked ok. But said you never know. Insurance adjuster thought...