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  1. A

    E-Wallets, what are your preferences?

    Hi all, I've been resisting e-walleting, but now no choice, got MAE because of the e-Madani claim. I'm looking at other E-Wallets as well, but got so many, it's confusing. How many do you all have? Which is the best? Do they operate like credit cards e.g. cash backs, incentives etc? Help pleeze!
  2. J

    PSA: Life Insurance tax relief (RM3,000) is expanded to include voluntary EPF contribution for YA2023

    A lot of people don't seem to know about this and thought I'd share as the year is coming to a close. In Budget 2023, the scope of the Life Insurance category was expanded to include voluntary contribution to the EPF (i.e. self contribution), capped at the same overall limit of RM3,000. This is...
  3. J

    Currently owe 50k++ in consumer debt

    33M - Single and the parents (not working no pensions) are staying with me. I have maxed 5 credit cards (10500 limit each) and paying minimum of 525 on each card monthly. Total minimum paid is 2625/month. 3 of these cards are maxed out again each month to cover some of my living expenses...
  4. M

    Hitting Rock Bottom

    Hey guys, I’m 25(M). Truly need your advice and kind support for me. I have been suicidal for the past 6 months and I have no one to open up. It all started in 2022, I started trading forex and made a huge gain that I couldn’t even believe myself. I was making a whole lot of new money. At peak...
  5. C

    My mum has 30k PAJAK GADAI debt. Ideas on how to solve it

    Sooo i recently found out that my mum has pajak gadai debt amounting to 30k. She put the golds which she inherited from my grandmum and the ones she bought when she was younger. Each of these pajak are made over a period of time and each pajak has a 2% interest per month. No Amount 1...
  6. H

    [Guide] How to save MYR, the kiam siap fresh grad edition

    Suggested by @aud1 10 - 15 minute read For those who don't know, kiam siap is a Hokkien word for kedekut. In case you failed BM, kedekut means stingy. This thread is intended for interns and fresh grads out there. It is entirely based on my personal experience and you may disagree. I'm not...
  7. D

    How to sell car with loan remaining 54k(another 3 years left)

    Hi, i am F. 30 y.o. I made bad financial decisions on my 20’s. I applied akpk for all my credit cards and personal loan. Roughly around 28k. Currently, i felt down because mostly my friend is already stable but i still live paycheck to paycheck. I wanted to sell my car but i have hire purchase...
  8. A

    LIST OF MALAYSIAN FINANCIAL YOUTUBER THAT I WATCH (MALAY AND ENG)

    As per title (M) is for Malay, (E) is for English speaker. You can also give your recommendation in the comment section. Please Marked it with (C) for Mandarin/Chinese not to be confused with (M) Malay GENERAL Financial Faiz (M) - Very matured and his topic is broad, going into general...
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