general questions

Whats the best way to have access money in australia once I get there? I do not feel comfortable carrying money on myself and depositing the money into a bank once there. Forex account? Western union? Much appreciated for the help. Edit: Thanks for the suggestions. The prospective methods...

Hi all, I’m looking for some outside perspective and advice regarding my current situation. This is going to be a bit long. I’m 28 y/o, current take-home pay is ~RM4.5k. I have a net worth of RM246k (includes EPF, ASNB, StashAway, stocks, PRS, FD & money market funds) and no current loans...

For context, I went to an IT fair yesterday to buy a laptop for work and studying. But my judgement was clouded and I ended up buying a gaming laptop (Asus Tuf Gaming F15) with RM3, 338 (including Screen Warranty, 3 year device warranty, F-secure Internet Security 1 year, laptop bag, Notepal...

I’m 25M earning about 5k with a main job (2.9k) and side hustle (2k on monthly contract) . The thing is my side hustle isn’t stable so I’m constantly worried if I need to put more in my emergency funds for times when there’s not many jobs from it. I usually make it a point to save 1k a month...

Let's say I have RM900 available to invest monthly, do I put 50/50 into ASM & Versa cash? Or is it mathematically more optimal to put more funds into one of them? ASM has higher rates (~4.5% p.a. iirc) but has a limit of 100k units available to buy, but with Versa being lower in rates (Currently...

I am 25/F my net salary is 4.5k as a government sector -I have zero commitment other than 800 for rent and I tried to save up money around 1k in TH in the bank but that was it . Yet , I still broke most of the time probably because the way I spent money on cafe food and stress shopping on shopee...

I am very fortunate to be in the position of receiving RM2 million at the end of this year from selling my business. I am in my early 30s, and am grateful to have a loving wife and two beautiful young children. I have 2 cars, a home, and no liabilities. I am seeking this community's advice on...

I withdrew $1K from the Singapore atm (UOB) as I don't live there anymore. I brought the money with me to Msia and Dad advise me to convert and invest but I am not sure. Context: I used to live and work in Singapore. I still have my bank account there but it is inactive atm xD I have been...

I’m considering investing in USD ETFs and I’m wondering how to spend my investment returns locally. My idea is to transfer the earnings to my Wise USD account and use my Wise card to spend in MYR. I believe that if my MYR balance is 0, Wise will automatically convert my USD balance to make the...

Okay, a bit of a back story, I'm 28 male earning 4.5k. Recently I got inheritance from the passing of my mom (F cancer). The amount is surprising as my family has always been very normal therefore I never expected this amount as I always thought maximum my mom would have is 100k. Also, I'm the...

Hi guys. I would like to ask for your perspective on whether to buy a new phone or repair my old phone. Please include calculations if you are able to do so. So, recently I had problems with the screen of my phone, with green lines running down the screen. The number of lines are increasing as...

Any current GXBank user here? Share with us your experience! I originally wanted to download it last month, but cut the plan short when I read some of the 1-star reviews on Apple App Store (not sure what’s the case for Google Play). Some of the users have stated that their money was lost after...

Hey, currently single but planning to get married. However, I am curious about finances as a couple. Do you share your income? To be logical, I don't think I can afford everything. Another question, as a man, how do you discuss sharing income with your wife? Why am I saying this? Because I...

anyone here actually try to max out the voluntary contributions for EPF? It sounds unrealistic but looks useful if can actually pass that 1 million. I was thinking is it really possible. What are your thoughts?

Hi guys, may i know which bank do you find it really good in terms of apps efficiency and whatever beneficial that you can suggest? Throughout my whole life Im only using public bank but there are so many banks available.. what are your thoughts about this? Thank you very much in advance

Want your opinion. So a few years ago, I hired a contractor to do my house. Ordered a bunch of reno items from him totalling up to about RM5k. He made me bank into his personal account (not company — RED flag but i was not aware back then). I thought no scamming issue, since a lot of people were...