first time / newbie

As the title states, I am paying too much for car insurance right now ($316 a month) and need resources or recommendations or tips to work towards finding lower rates. For context, I am located in the state of New Jersey and my US License is very fresh (a month old). I have used my...

Hello redditors! I have just changed my deductible from $500 to $0. 03/05 Someone told me the cost is very small and people don’t really know that. It was about $20+ for both of my cars. However, I now have a crack in my windshield 03/07. How long do I have to wait before they get suspicious...

Hi y’all. so recently got rear-ended and the other person was found liable. Now their insurance (the general) says they don’t have enough money to pay for the damages and the rental. that they have a max of $10k and it sucks because it turns out I don’t have rental insurance nor uninsured...

Im seriously so confused about car insurance. Some background info abt me: i just graduated highschool (18 y/o) and got my license a few weeks ago. I got a brand new car as my grad gift. My parents have been trying to get me car insurance or like add me to theirs (they have allstate) but havent...

I've been a long-time resident of Oakland, CA (M29). To save a lot of money on school and living conditions (or not depending on how ppl think), I've been an add-on on my sister's AAA insurance policy and I paid a flat $700/yr since 2015 with liability only and a couple other options (bodily...

I’m not sure if this belongs here, but if anybody has a recommendation of where I can post it I’ll gladly take it. I had an old paid for vehicle with collision coverage only. February 29, 2020 the car was totaled in an accident. The car was towed and I had to sign the title over to the wrecker...