finance

I currently have a standard NavyFed savings account and wanting to move my funds into a higher interest rate account, I do have Amex’s CC (Gold and Platinum), and I see they offer a 4.35% HYSA, however I heard other companies such as Wealthfront, Cit Bank, and others that are 5.0% +, what are...

I live in Italy and have an EU research fellowship that I don’t pay Italian taxes on, just 30% in social security (grants are tax-free in Italy). If I claim the foreign earned income exclusion on my US taxes this year, will I be liable for any US taxes still? I did contact a tax adviser here...

A family member sent me money on the 22nd to my ANZ account. We’ve transferred money to each other multiple times in the past and it’s usually instant, but this transaction has yet to be seen. Would the holidays make a difference or any other reasoning for it taking so long? We’ve double checked...

I contribute the max amount to the TSP. But I would like to squirrel away more funds into a 403b. Only thing I can find online is that TSP is similar to 401k. But doesn't necessary say it is. I'm still trying to figure out if I can max contribute for TSP and 403b. The amount of salary...

Goal: Buying a house in the next 2-3 years and want to have some passive income from my current cash pile. Assets & Cash: (€50,000 in Trade Republic @ 4%) ($22,000 in Revolut Savings @ 4.59%) (€50,000 in AIB Fixed Term @ 2.5%) ($2,000 in Trading 212 @ 5.1%) (€9,000 in Bunq Savings @ 2.46%)...

Im a uni student who recently got access to my raya/cny/general savings account ive had since a kid. I don't have any consistent income, just packing jobs here and there for my food and gas which are the only "commitments" i have. Talkin abt less than 300 a month. Im a bit of a anxious person...

The year may be almost over, but our seminar series is still on a roll! Meet and learn from IjaraCDC President Shoeb Sharieff as he talks at the FREE Islamic Financing Seminar happening on December 3rd, Saturday, at the Al Nour Community Center in Charlotte, NC. Seats are limited, so click...

Hello everyone, I have made a series of posts and done some research and I have decided to pursue ETF’s over an Investment Property. My current situation is 24 years of age Steady income – 80,000 salary /w 35,000 HECS debt No expectation to move out (cultural reasons) $50,000 in savings...

For those paying into a Single Public Service Pension, am I correct that the total pension received at retirement will be inclusive of the State Contributory Pension? As in, if say a SPSP is currently estimating €25k per annum and the state pension is approx €13k per annum. This person will...

Does stock of US companies pay the same (or very similar) dividends when bought on NYSE vs on German Xetra? What about tax rules? Example: AT&T. It's present on both the German Xetra (as US00206R1023) and on NYSE (as US00206R1023). AFAIK, me buying dividend yielding stock (like AT&T) on a US...

Hi everyone, I did some googling and search of past posts on here but couldn‘t find much on my question, so I hope someone is able to point me in the right direction 🙏🏻 I’m from the EU and just spent 6 months working in Switzerland for an internship. I‘m leaving the country indefinitely on...

So after 7 months of unemployment I will be starting a new job. I have R1.1 million in savings in a 45 day notice deposit at bankzero earning 8.5%. I am tempted to put that money into a 5 year RSA retail bond as the interest rate is 11.25% I have maxed out my TFSA, I do have an RA I have been...

If I have a Certificate of Deposit (CD) at a US bank and am a US citizen, but live in Japan (tax-resident), do I need to report the gained interest (likely a couple hundred USD) to the Japanese NTA when filing my taxes at the end of the year? The money would stay in the US bank when the CD...

Hello, I’m an American with a Japanese wife and kid. I’m contemplating purchasing a home in Toyota City with my wife. I’d qualify with foreign income and purchase a new home build with Tama homes. We’d use it when we visit. Her family lives in Toyota. A few questions: - Is Tama homes a good...

I am trying to add EQ bank to my linked accounts on Tangerine and cannot. I call the tangerine support line and a customer service representative first was telling me that is because I canceled my tangerine credit card before (one year ago). After that she told me I need to sent a paper mail...

As per the title I'm interested in understanding how much people have in their super vs their age. Yes, I'm aware there are average balances per age available online. But they are often in really large bins of 5+years (e.g. age 30-35) and hard to compare with others at same age. Particularly...

Around 2 months ago I had some work done on my bathrooms. One company I used was very good in final, but had issues on their end during the working process (wrong measurements, scheduling issues, etc.) When the work was finally done I paid the remainder of the bill which was just north of...

I was just thinking the other day that most of us are instilled upon heavily to hustle and grind like no tomorrow throughout our 20s and 30s. We’re supposed to not only work a full time job with laser focus and go higher and higher up the corporate rungs, have a 5-9 after our 9-5, fill our...

in r/australia, such comments a. I am not successful because my parents worked blue collar jobs b. I cannot get ahead because my dad beat up my mum c. I struggle with cost of living because I didnt get a fat inheritance d. blah blah blah, we need socialism in reality. many folks are self...

95% of my investments are in index funds of the type heavily recommended here. However I wanted to try created a few of my own investenent pies etc so allowed a £1K budget to scratch that itch. I put £100 each into the Vanguard Global and S & P 500 as measuring sticks then created somes pies...