finance

Hi Guys, i'm 23 y/o. Currently im working in construction industry. Earn around 3.6k /month .Im planning to simpan 50k within 3years. So i need to simpan around RM 1388 month. Its any shorcutor compounding tips from u guys? Now i ingat nak saving dalam Versa which giving me 4% p/a.Any other...

Hi all, Dont get me wrong, we should save and avoid unnecessary expenses as much as possible, but with double digit inflation, is there any point in the ascetic monk-like life Ive been living? E.g. I wanted to buy a kitchenaid last year, but I didnt because its not REALLY necessary and I have...

TLDR: Don't use TurboTax because it's not free. Use Military One Source H&R Block (free!). I've always used TurboTax to file my tax even though I was aware of this but when I used https://turbotax.intuit.com/personal-taxes/online/military-edition.jsp, it always came out to $0 at the end...

I moved to the UK about five years ago to join my partner. I have legal residency here but I have retained my US citizenship. My dad still resides in the states. Is it possible for us to open a joint checking account in the US that I can access from abroad? I’d like to be able to share a pot of...

Hello I have some 50k that I plan to use to pay taxes in 6-8 months from now. What is my best option to make them grow a littlet during such a short period?

I have a fund in my isa for my child, should I go All World or S&P etf, either VUAG or FWRG Im pretty sure the answer is all world, its just hard to ignore the returns of S&P in the last decade

This is addressed to the members of this community who give out advice on TSP allocation strategies. This is a really important topic, and I think the community might be suffering under a status quo that maybe hasn't been challenged. This observation is just what I've seen over the past few...

This sub had lots of people in the latter part of last year talking about how they had gone to cash, or how they were sure that things would go lower because there’s so much bad news. Where are we now, we’ll that bad news is still about however as was the case last October that bad news was...

I've seen it said a few times in this forum that we should keep a 6 months monthly expenses buffer before even considering investing. So my question then is, where should we place the 6 months buffer? My thoughts are that: The 1st three months buffer should be in something that yields interest...

SWITZERLAND The Swiss National Bank started leading the race to cut rates by 0.25%. Traders are betting on another cut in June. Current interest: 1.5% and Inflation: 1.4% 2) SWEDEN Riksbank's 1st rate cuts on Wednesday's meeting. Reduced by 0.25%. Current interest: 3.75% and Inflation: 2.3%...

Hi, I'm planning an investment to 60% stocks (VWCE) and 40% bonds. The bonds part is there to reduce risks/volatility. In my country I have an option to have a saving account with 1.9% p.a. interest rate - after taxes. This may ofc change, but expect that this rate will stay at least for a...

I got pre-approved for a royal credit line for $15,000 at RBC prime +4.49% 25f, never had a line of credit before, not sure how it works either. Is it better to accept the offer even if i don’t need it?

Last year unfortunately my car insurance wasn’t yet under my name. That made the difference of them not accepting the deduction. This year, I’d like to make sure it’ll be accepted. Door to door I drive 70km each way. I have 50% home office if I want but I’m not deducting anything related to...

Just got this response from my current VA loan lender. I’ve been back and forth with them another lender trying to get the best possible interest rate for my VA IRRRL streamline refinance. Current rate is 7.25% next offer from competing lender was 6.25%. Then shot that over to current lender...

I’m currently a full time graduate accountant (M-F 8:30am - 5pm). I have just commenced my CPA (Australia) which recommends 15 hours a week studying. AND i have another job where i work 16 hours every second weekend … Plus wanting to be social and keep on top of my fitness… do we think I can...

👋 Hope y'all well When I close a bank account I'm in the habit of requesting a a) data subject access request (DSAR) and b) right to erasure / be forgotten (RTE) - both under GDPR The DSAR is no issue The RTE is more of an issue because most/all banks say they must keep data for 6/7 years...

Good morning gentlemen This week i am gonna receive around 200 k Eur into my wise acount(sold a property) Being a user of wise for the last 4.years..many transfers were made and also receiving my salary here in germany and had 0 issues with them I did upload the selling contract to their...

Currently have an 06 Civic. It's been a good servant and tbh if I put about a grand into it would probably go a while longer but it chugs even after a spark plug change and burns oil like mad also everything inside is old and doesn't work properly. A few other things wrong with it also. I'm...

Someone educate me - Why is there a PAYG tax bracket higher than a company tax bracket? How can CBA, Woolworths, Coles, BHP ect. Be Making record breaking billion dollar profits, on a discounted tax rate of ~30% (true tax rate is probably a fraction of that). Where as people within those...

Got an offer from company X. However I doesnt like how X handled me. I attended 2 interview, final face to face and they agreed on an amount A for me. When HR asked for my current salary to proceed with offer letter, they got back to me a few days ltr stating my salary is too low to ask for...