finance

Hi, all Recently moved to Interactive Brokers after Degiro increased their fees, trying to save some money but tbh wondering if IBKR isn’t more expensive really. Two questions for any IBKR users, my only use-case is buy and hold ETFs, no trading: - IBKR seems to default to Smart Routing...

US short-term treasury rates are on the rise in the last months. Today the 6 month treasury bill rate is 3.44%. How can we buy these from Europe? Any suggestions? I see there are some ETF options, but these ETFs are usually mixed and they continuously buy the respective bonds. Let's say I...

Hadn't looked at my student loans in a while, currently i'm paying $400/month on a graduated repayment plan. I believe that I am making enough money to where I could go back to the standard repayment plan if I so choose. However, I was wondering if it would be better for me to stay on the...

Around a year ago I walked out in my family due to a toxic situation. I'm only 23 so living independently, understanding bills, and supporting myself was all new to me. Thankfully I worked very hard with multiple jobs prior to leaving home so my income was around £25,000 after tax. However, I...

Hi folks! I'll be doing some traveling later this year from May onwards, and am trying to establish the most cost effective way to spend my rands overseas. Two options have presented themselves: 1) Open overseas foreign currency account Convert my rands to foreign currency (e.g. using...

As the title implies, this is a fairly straightforward question. I'm looking to invest some money into silver. Can you suggest some good/reliable places to purchase it?

Context : I (30, single, M) received an offer to transfer to HQ (KL) with a 50% base increment (from 4k to 6k). To put it simply, I do sales. I will be doing the same role there as I am now in the same company, just relocate to Kuala Lumpur to hunt and farm the companies there. However, I...

Hi everyone This might not be entirely relevant for PFZA, but I’m thinking about switching banks and between fees, rewards, lounge access etc., there’s a lot of options. Got me wondering why people choose the account they do. So, would love to know who you bank with, why you bank with them...

Hi there, I posted a month or so ago to this sub and got some very helpful responses, so I'm wondering if you guys could help me out one final time. Basically I've got 150 shares in Telstra which I am looking to sell. I have the ability to sell these for a fee of $56. Is this a fair price...

im new to Canada and the taxing is confusing. I store away about 2000 a month into a TFSA account right which pays 0.8percent interest. I also have the Wealthsimple cash account which pays out 4 percent but taxed. Assuming iam consistent with the 2k saving for 12 month.. which is better?

Walgreens is selling Crest and Oral-B toothbrushes for $3 each this week. Before you do this deal, call the store you're going to and ask them if their register reward machine is working. Once you download the free app, (scroll down on the homepage) go to their coupons section, and then scroll...

I’m a 25 year old woman. I’m not rolling in money but I have the following: Superannuation: $51,040 House deposit: $20,000 Investment acct: $15,770 - started 3 years ago. Emergency: $4,200 - I’m working toward $10k because that’s 6 months worth of my expenses eg. rent, electricity...

Update: I called their support. Even they don’t know what they say. Supposedly I changed my address (I didn’t) and I had to wait “for the server to be reset between 5:45 to 6:45 CET before trying to trade again”. Probably on the call they confirmed my personal info and fixed the issue. A few...

(Yes, this is a Tokyo centric thread, please spare the “who cares / life is much better elsewhere” replies). By central central I mean inside the Yamanote or just adjacent to it (west Shinjuku, Shinsen, Daikanyama, Tabata etc). The post-Bubble couple of decades in which a small detached house...

Hi I checked all previois posts but couldn't find similar situation. Wondering if anyone was in the same situation.. Post divorce property transfer. I need to get mortgage to buy off my ex (leftover on house mortgage) approx 135 k Is my stamp duty will be 1% of that amount? Or of the full value...

Growing up we were ‘working class’. Our bills were paid, we took one family road trip every summer. We were comfortable in our LCOL area. I’ve worked hard and make about $60K + free housing in a HCOL area of California. My parents are the ‘put your money in the bank’ type. I know for my...

I’ll try keep this short. I’m currently 19 and have 60k saved up from penny pinching since youth and working long days. Currently I’m making ≈$23 hourly working ≈45 hours weekly. I don’t really like the job I’m at but have decided to stick to it at least until I turn 21 by which point I should...

So I want to understand balance sheets and company financials so I can know if they are in debt, if they getting money from interest etc... Lets use this company as an example: https://finance.yahoo.com/quote/AITX/ If I go to financials > income statement > and search with quarterly I see...

Hey, curious what were the lowest rate everybody has seen in recent years on their mortgage offers by Irish bank? Say in year 201x and onwards. I entered fixed rate in 2021 at about 2.6%. average is around 4.5% now and I felt it could be peaked anytime soon. hence was thinking what's the...

Recently I inherited 20k cash from my late grandmother. I've already spent about 5k on refurbishing the car she left for me. I'm left with 15k, I've set 5k aside for emergencies, which I have put in TNG eWallet as it has daily interest payouts (RM0.44 to 0.47 per day), and I want to invest the...