expat finance

My wife and I plan on moving to Croatia in the very near future. We just sold our business and are looking to start new ones over there. We would like to very aggressive when it comes to our financial planning and are looking for referrals for a financial advisor who help us manage our money...

I am an expat in a country where pension agreements are not specifically qualified under any tax treaty with USA. I am trying to understand if these two situations will be interpreted as PFICs or not: Pension plan with automatic contributions from my employer and zero contributions from me...

I am sorry If I am posting this in the wrong sub-reddit, maybe someone of my means is better off on r/vagabond, however, I am a British student planning on taking a gap year commencing in September. I have savings of around £12,000/$16,500 and am wondering about how to best bank and access my...

I relocated recently to the EU to work at my company’s headquarters. I’d like to stay a few years ~4-5 or so. I have existing IRA accounts where I trade options on individual tickers and index ETFs (spy/iwm/qqq/etc) and buy VOO with extra cash. With tax deferred accounts like IRAs, is it...

I'm really confused and was wondering if someone could clarify this. Perhaps they have been in a similar situation. I have just opened an S&S ISA with H&L. I am a dual UK/US Citizen who has lived in the UK my whole life, I pay and file tax but have never owed US Tax due to double taxation...

To make things easier, we should standardize the template used when asking for advice. Many posters ask for advice without providing sufficient information for anyone to make an educated response. With that in mind, please use the following template when introducing yourself and asking for...

Hello, I’m considering starting to convert my 401(k) to Roth IRA and want to check if I’m missing anything. Current situation: Male, 40, married, no kids. I’m a UK/US dual national and my wife is US citizen on 5 year track to ILR. I spent about 16 years in US accuring almost $300,000 in a...

Hello there everyone! I’m new to reddit and this whole group but I’m desperate need for some help. I’m a 22 y/o new graduate with an open job offer in Belgium for € 30k( without benefits and bonuses). It’s not based in Brussels so lifestyle should be cheaper than there. I am a British -...

I make 200k SGD a year. I know my first 100k usd or so is tax free as I report to the US. I think I owe Singapore 30k in taxes as a result of the 200k. I don't have any specific US state residency. At one point I lived in new York but not anymore. I have no ties there. 1) am I obligated to...

I'm a bit confused if I should be looking at Vanguard ETFs or Admiral shares. I'm interested in investing in ETFs and Index Funds, but I was under the impression that mutual funds were a no go for me as an expat. (I have a vanguard brokerage account in the US, with a US mailing address and...

A little background on myself: 27M, US citizen, have worked in the US for 4 years since graduating with my masters degree. No debt. Current NW is ~$200k: ~$150k across 401k, ROTH, taxable brokerage, crypto, and ~$50k in cash (including $20k emergency fund). I will be moving to Germany to start...

Hello, My wife and I will be moving to the UK in March and have a tricky question regarding taxes, LLC, and working in the UK. First off, my job will be the one that will get us over there on a tier 2 visa and will be valid for 3 years. My wife will be coming over with me and has a unique...

Recently finished the Millionaire Expat book by Andrew Hallam. Fantastic read - I could not recommend it enough to expats. However, there is one thing that is really throwing me off. He repeatedly talks about how conversion rate fluctuations don't impact investments (at least this is the...

Is it really possible to pay 0% tax as an Expat in Paraguay because of the territorial tax system? (Assuming you have a remote job from Switzerland/USA/EU or have a foreign company and you don't perform any work activities in Paraguay) So this means the company that employs you, your tax...

I've been trying to research this but everything I can find seems tangentially relevant to me (e.g. for citizens looking to maintain citizenship while working in another country, people in my situation but with 401(k)s, etc). Any guidance or more reading on this is much appreciated. I've been...

Hi, I'm planning to renounce US citizenship. Haven't lived there in 35+ years. I have net worth of 1.1m according to the calculations, so I'm under the 2m limit and avoid exit tax / complicated situation. I have two other citizenships and am getting old. I'm just.... done. I just watched a...

Hello everybody. My wife is British, I'm an American, and we had some questions on making sure she is filing her taxes correctly here in America. In previous years she has filed through TurboTax. She's reported her foreign bank accounts through Turbo Tax and through an FBAR form. She has...

Hi, Andrew Hallam has a few funds that he suggests for Asian investors via the Hong Kong Exchange. Since my wife is from Hong Kong, I started her Interactive Brokers account with the following 3 funds: 2805 - Vanguard FTSE Asia ex Japan Index ETF 3101 - Vanguard FTSE Developed Europe...

So, I'm a US Citizen living in the UK who recently opened up a Charles Schwab One International Account. As I'm non-resident in the US, Schwab won't allow me to invest in US-based ETF's or Mutual Funds. As far as I'm aware no brokerage will allow me to do so as a UK resident - I also don't keep...

UK non resident M30 - current situation: Working in China (and planning to move around Asia) - £60000 p/y Currently sending savings from income to the UK into a Barclays Bank account that has no interest. I also outright own a property that generates £750 rental income a month. I’m aiming to...