europe

  1. C

    Buying a property in Germany vs investing into MSCI World

    Hi everyone, Happy New Year! I am comparing two investment opportunities which I have right now: buying an apartment to rent in one of German cities with 3-4% rental yield (e.g. Frankfurt, Nürnberg, Karlsruhe) investing into broad world index (e.g. MSCI World) From the first glance buying...
  2. O

    Neko-Inu Global | P2E Digital Pet | Passive Income!!

    Looking for passive income? Look no further!! Neko-Inu is a gaming platform for everyone to have fun while earning USDT. The game takes USDT from the Tron network, TRC20 . After signing up, you are allowed to stake 1 pet at a time and will be able to purchase your first digital pet as low as 50...
  3. A

    24 yo | ~42K savings | retirement advice

    Hi all! So, I’m 24 yo, not married, have been working in tech since a couple years and have settled very well (job, PR, some language, drivers license etc.) in Germany’s most expensive southern city after moving from my home country. My sole focus rn is to build a nice retirement because I’m...
  4. E

    [Netherlands]: How to get a loan for a property where I will live and use for a business

    I currently own a property in the Netherlands where I live but I also use for a Bed & Breakfast (B&B). Meaning, I share my property with my guests. I have solid figures for the last 14-16 months which shows a steady income. For last year tax declaration I have filled the income as "Other income"...
  5. S

    Govt bonds with 22% yearly interest rate

    Background is I am from Pakistan and living in Germany. I am looking to park my extra money into ETF or HYSA. Though I don't have experience with any of these previously. Now, I have come across another instrument called a "naya pakistan certificate" which many banks issue in Pakistan which is...
  6. D

    Depot transfer

    Maybe silly question. If I by Etf with depot A exclusively at exchange X, and later I decide to transfer all of it to my depot B, which exclusively trades on exchange Y. Can I sell my shares that I bought at X on Y or am I bound to the original exchange? View Poll
  7. A

    Rules regarding remote work in the EU

    I am a non-European currently working as a contractor in Poland and I recently got a PhD offer in Italy. I know I have full right to work in Poland and, as a PhD student in Italy, I should be allowed to work there as part time only. Since my job is not very demanding, fully remote and paid in...
  8. D

    Trade Republic, I withdrawed 2€ to my bank account and received only 0,01€

    Hello, I'm testing trade republic. I've made a deposit of 12€ and withdrawed 2€ back to my bank account. But I get back only 0.01€, wtf what is that? Will I also get scam fees if I withdraw my 10€ left on TR? EDIT: I actually received the 2€ 1 hour ago, case close. The 0.01€ was for giving...
  9. D

    Investment brokers

    Hi everyone! First post on here! Basically, I’m a British expat living in Italy and I’ve been investing with eToro and Trading 212 (built up 5K-ish portfolio with them) for some time, but I’m hearing a lot of stories that I don’t like. I intend to invest long term (20/30 years minimum) and am...
  10. G

    1.7M NW portfolio advice needed - 35y M

    Hi, I need your advice on portfolio planning with the goal of FIRE in the upcoming few years (ETA is still not clear). Background - I´m 35 years old, Total Net Worth of around 1.7M EUR, working in Tech - In recent years I have lived as a Digital Nomad in Europe, mainly in Spain, and now...
  11. A

    To buy a flat vs invest?

    Hey everyone, Long time follower of this sub. Learned a lot, thanks! I live in Berlin. I'm 33. I'm a non EU citizen but I have permanent EU residency. I work as a free-lancer. I have about 170K euro saved up for a downpayment on a flat. I plan to remain in Berlin for at least the next 5...
  12. A

    [Germany] 23 Y old. My portfolio of Index ETFs. Suggestion please.

    Hi, I am an Indian living in Germany. I recently graduated with Masters in Germany. I found a new job :). I would like to set up a sparplan to periodically (monthly) invest money into Index ETFs. As I am just starting, I wanted to set up a simple three fund portfolio that looks as follows...
  13. N

    SP500 ETFs

    I was curious as to what do you guys think is the best etf that tracks the sp500, i ve been looking into VWCE but if there are any other good etf's that track sp500(im looking long term, 30 yrs+) i d love if u could recommend them. Thanks
  14. C

    Just confirm my understanding: Why has VWCE returned below market rate this year?

    Ok I think I know the answer and I want to confirm my suspicion. I am frustrated that VWCE has gone up 0% vs before the pandemic despite many stocks being at all time highs and the US market overall being up 5-8% vs before the pandemic. VWCE's stock price has gone up about 4.36% in the last 12...
  15. W

    Trading 212 adding portfolio transfers

    Honestly, I think this was the biggest drawback of the platform, it seems now they are finally fixing it https://x.com/trading212/status/1740745815751028842?s=46&t=CU1woW0GcdkjZgBlc-Ot_w
  16. M

    US expat in Belgium seeking information regarding investing

    Hi, My wife and I moved to Belgium about 9 months ago. We are in our late 20's/early 30's, employed with large multi-national companies, and now that we are getting settled in, we are turning to our investment strategy. We do not have a return date and are discussing having our children here so...
  17. U

    Payment apps question

    (Spanish and English) Hey! I'm in the process of moving to Spain rn. I work for an online website doing in-game services for games like WoW and old school RuneScape (I actually get paid p well for doing something I like lol, ofc not my actual work irl). But cutting to the chase, I would like to...
  18. G

    [Question] Is this real or fake money?

    Hello, I am here to ask the community to know if it is real money, I sold a bag and the guy gave me this money. Before I get it to the bank, I want to be sure it's real money, I don't want to be in trouble for something that isn't my fault. I do think it's real or else I would have never...
  19. S

    Rate my ETF Portfolio

    Risk tolerance: Medium Time horizon: 5Y iShares Core MSCI World UCITS: 55% - Global Markets (Ter 0.20%) iShares Core Global Aggregate Bond UCITS: 15% - Bonds (Ter 0.10%) Invesco Global Blockchain UCITS A: 10% - Blockchain/Crypto (Ter 0.65%) iShares Global Clean ENERGY: 5% - Clean Energy (Ter...
  20. S

    New to investing in index funds, please review my portfolio

    I am using Scalable Capital: Activision Blizzard Inc iShares Core MSCI World UCITS ETF Invesco MSCI World UCITS ETF Starbucks Corp Xtrackers MSCI World Swap UCITS ETF 1C iShares MSCI World UCITS ETF USD (Dist) Xtrackers MSCI World UCITS ETF 1C Xtrackers MSCI World Quality UCITS ETF 1C Invesco...
Back
Top