employer/cobra insurance

I need to stick to the facts here. We're in the USA. H and I had both been out of work for about a year. Health insurance was through his work (I was a contractor/freelance). After he was laid off, we paid for very expensive COBRA coverage for us and our kid, via his former employer...

I was on Medicaid when I made $20,000 ish a year and it was amazing. I got a new job this year and I believe my annual income will be around $30,000 now and I have lost Medicaid. I looked around for another option but they were all around $300 a month, so I opted for my work insurance which is...

I deleted my most recent post, I wrote it while freaking out in the bathroom 😭 I wanted to write something more coherent I signed up for a job based healthcare plan, and I found out today (3 days before the enrollment deadline) that the amount listed is not a monthly cost, but is taken out per...

Hello, I live in New York. I'm currently on the Essential plan, which is a $0 monthly premium with Dental and Vision from the New York State of Health marketplace. My new job offers Health Insurance, so I can no longer be on the Essential plan. I can't believe the High Deductible Plan is $494.8...

Hi there! I’m not sure if this is the correct place for this, but I’m in need of assistance. This summer, I was transferred from a local hospital to one in a larger city via ambulance. The ambulance and both hospitals are all under the same group (like imagine St. Vincent Town A, St. Vincent...

Hello, I’m a bit of a novice when it comes to health insurance details. I have two job offers of similar amounts, so benefits might be the tie breaker. Could any experts please take a look at these two plans and provide any advice? Details: Family plan (spouse and one dependent). All...

I'm insured under my company's health insurance. I'm under the family plan (Allegiance OAP Gold). Everything will be assumed to be In-Network. Deductible: $3,000 Out-of-Pocket: $7,000 On the Allegiance website, I can see there's a section for Medical Deductible and for Medical...

I have done a lot of research and think I know what I want to do, but was hoping for a sanity check on my plan. I was terminated from a job in late June. They are offering to pay 3 months of COBRA. My partner is employed and I can use the termination as a qualifying life event to join their...

I went on short term disability leave after having a baby on October 25, 2023. I was on STD until December 6, 2023 (6 weeks). I came back to work from December 6, 2023 - January 15, 2024 and then took FMLA for 12 weeks. My FMLA is almost exhausted and I’m set to go back to work on April 5, 2024...

This is my first time being off of my parent’s insurance and picking a plan for myself. I’m healthy and active and the only time I’ve been to the doctor this year is for annual physicals. I’m interested is not having to pay an arm and a leg for physicals and I’m currently on three prescriptions...

Hello, I am having my first baby late January (healthy pregnancy thus far, 24 y/o, no complications.) Please help me decide which family insurance is best for myself, husband, and baby. Thanks in advance! Prego brain is making this difficult. Plan 1: Traditional - Embedded calendar year...

30 y/o, zip code 07506, income $59,280. I'm starting a new job soon, and I have a gap between the previous and new job. I've got a 1-4 week period (depending on my start date, which is still unconfirmed) in which I will be without coverage from either. Is it illegal ill-advised to go without...

Details My wife is a teacher with a public school district in Texas USA. She has a family health insurance plan subsidized by the school with enrollment available during early fall every year. On Dec 12, 2021 Family health insurance began at my place of work that is superior and cheaper. We...