discussion/opinion

I'm 24 and entered Market via SBI cards IPO :) last year. My interest is only long term investment, after some research, i have selected below funds to be part of my portfolio. Can save up to 30K per month only for Mutual fund investment, and decided to start SIP in the same from this month May...

This sub has been a wealth of information for me. Thought I would contribute some of my research. There have been many discussions on investing in US S&P 500 via Indian MFs and via brokers (vested.in, TD Ameritrade, HDFC, ICICI etc.). But I couldn't find any info on which option offers better...

Since the past year, there have been increasing talks about impending recession, and the biggest question that I ask myself is should I hold cash, or continue my SIPs! I decided to run a little experiment today, and see how this decision has fared in the past. I know, that past performance is...

Hi all, A regular reader on this sub here finally makes his first post. This post might be helpful for anyone who wants to buy a health policy but doesn't know where to start. This is my attempt to help anyone get started. I'm in my early twenties, started working two years back. I'm covered...

Source: https://boringmoney.substack.com/p/adani-finds-an-investor (my newsletter called Boring Money) -- An investor’s main job is to disagree with everyone else. You buy a stock if you think the price is low, and sell it if you think it’s high. When you’re buying, you think the stock price...

After reading @joy123's post I went ahead and checked my portfolio for overlaps and expense ratio. I've discontinued few MFs and would like to receive criticism over my current portfolio. - Green ones are continued SIPs - Yellowish ones are Liquid funds for Emergency - I add to them in lumpsum...

Disclailmer: This is not financial advice. Iam not a financial advisor. Do your own research If you have cash to purchase say a car , it is better to purchase it on a loan and invest the amount suitably because the CAGR return needed to breakeven with interest cost is way lower than the bank...

Even liquid funds which are generally consistent are showing signs of flattening of late. Is there any particular development I’m not aware of?

23rd March 2020, was a red letter day for Indian equity investors. A year ago, Nifty reached a real low point, closing around ~7.6k levels. On this date, UTI Nifty Index fund had a 1Y return of -47.7% (NAV of 74.4731 on 25th March 2019, NAV of 50.4013 on 23rd March 2020). This image should put...

Original Source: https://boringmoney.in/p/investors-rights-issue-sue-byjus (If you like what you read, please do visit the original link above to receive future posts about finance in India right in your inbox.) -- Sometime mid of last year people got to know of a bunch of financial soups...

Hi, I've been actively researching trade ideas with proper quantifiable research and analysis. Over the course of past 4-5 months, I have accumilated quite a lot of quality datasets and create pipelines for fundamentals, company info, financials, news, OHLC 1-second candles for stocks, futures...

Different websites and/or screeners show different "book value/share" of the same company...I wonder what source do they use so as to come to different values? Also afaik you can see book value only in the annual report of a company which is released in March every year so do we have to rely on...

Please look into this link for exact calculations. TLDR: If you invest INR 1.5L between 1st April and 5th April of the FY, you will get maximum interest for the year due to how interests are calculated in PPF.

If all the treatment is same, how can hospital changes ICU, surgery and doctor charges depends on the room considered. In case some of you not aware, for example if one gets admitted in the hospital and availed sharing room and final bill comes around 3lacs, where for private room this bill can...

Hi all! I received an overwhelming interest for quant research in my previous post: Looking to partner with data/quant analyst to research for alpha. With the same spirit in mind, I'm looking to form a small journal reading group that meets on weekly basis or more frequentely based on the...

I know the conventional wisdom is that you should keep using these retirement planning instruments, but at this point my retirement savings are spread over EPF, PPF, NPS, ULIP, and MFs. I'm pretty sure there is almost no benefit to spreading things out like this if you're going to be on the new...