discussion/opinion

First published this on my newsletter Boring Money. Do visit the original link and subscribe if you like read this! I write about finance in India in a way that's fun and enjoyable but doesn't dumb down the subject matter. Finance can be fun! https://boringmoney.substack.com/p/rbi-cbdc-erupee...

Original Source: https://boringmoney.in/p/bbc-creates-a-new-entity If you like what you read, please visit the original link to subscribe and receive future posts in your inbox. -- A thing that governments do sometimes is restrict the amount of investment foreign companies can make in certain...

Unless you've been living under a rock, you're probably aware of GME and how Melvin Capital got short-squeezed out of their positions. More details on the pinned post by mod : I am now appreciating how well designed our markets are. We are following some of the best design practices from long...

https://boringmoney.in/p/-funds-jindal-poly-mystery TLDR: A news leak from Reuters says that SEBI has found the foreign funds that invested in A guilty of non-disclosure. These funds want to settle with SEBI, which *may* be the end of the matter. However, this will not answer the all-important...

We recently found that RBI has decided to print a hell lot of money, in terms of rupees 'x' lakh crores. However, is there any way the government pays normal tax payers like you and me directly in our bank accounts like the U.S government does? Isn't it time that all we taxpayers directly...

Parents always knew raising a child in India – with its broken model of education – is expensive, and turning more so. Actual numbers support this belief. As per ET Online research, the overall expenditure of schooling a child in India in a private school from age 3 to age 17 is a whopping Rs 30...

I am trying to talk about a simple basic service that many of us have no clue on how to structure properly or don’t have the time . I have banked across PSU / Private / Foreign banks in India , and US and Singapore . Here is the lesson I have learnt from it In the intervening period I have...

(I'm a newbie) https://www.bseindia.com/xml-data/corpfiling/AttachHis/a51e3df4-e9e7-413c-922a-9de714c38012.pdf What is the difference between Year Ended and Quarter Ended https://i.imgur.com/tRlFtv5.png https://i.imgur.com/hS6eGgI.png Profit before Exceptional items, Movements in Regulatory...

What do you people think about Tata Chemicals? The company has had good sales growth in last 2 FYs although last 2 quarters had negative growth + slight reduction in operating margins due to reduced demand of soda ash. Interesting part is that TCL holds 2.53% stake in Tata sons (which during...

Can we add STPs in Moneycontrol? If yes-please share the steps. I found the following steps at Moneycontrol site which are not helpful: https://www.moneycontrol.com/help/portfolio/general-queries/how-can-i-add-sipstpswp-transaction-2579243.html Thanks in advance.

Recently, I have come across a post about a journalist claim being declined by HDFC ERGO at https://www.reddit.com/r/personalfinanceindia/s/hl6mftbV68 On the journalist's Twitter thread, someone asked Ditto that why do they suggest HDFC ERGO in spite of being declining customers claim through...

Since the past few days I was toying with the idea of parking my idle money, which I might need in 4 to 5 months, in overnight funds or liquid funds. These funds invest a part of it in Government Bonds and T-bills. Instead of investing in those funds why not buy 91 day T-bills directly? On...

Hi All, I am posting here first time. I work independently for a foreign employer, he sends me the salary through wire transfer Bi-Monthly in my Citibank Savings account (my previous firm opened it and I continue using this). I noticed that Citibank is charging very high conversion rate. He...

30 Indian Small and Mid Cap Companies Recognized by Forbes as Asia's Best under a Billion 2023 Action Construction Equipment AGI Infra Apcotex Industries Beta Drugs BLS International Caplin Point Labs Century Plyboards City Union Bank Datamatics Global eClerx Elgi Equipments Fine Organics...

It is observed that the index of house price, had been growing at an annual average rate of about 20 percent (y-o-y) in 2011-12 and 2012-13. However, the pace of growth in the average house prices slowed in 2013-14 at 12.7 percent, plausibly reflecting a correction in trends on the back of...

Rs. 1,00,000 invested at 12% CAGR for 15 years is going to become around Rs. 5,50,000. But how to calculate such that we can see the final amount in today’s value by omitting inflation? If inflation is 7% pa, do we then say it’s growing at a CAGR of 5% from a pure profit point of view...

Source: https://boringmoney.substack.com/p/youtube-is-great-for-pump-and-dumps (my newsletter!) -- If you see a video on YouTube that asks you to buy a stock because it’s going to go up and make you rich, congratulations, you’re observing one of the oldest stock market scams—the...

The mother of all QEs is here - US Federal Reserve has announced: a. Interest rate cut by 100bps to 0% - 0.25% b. Emergency lending rate cut by 125 basis points to 0.25%, c. Increased the emergency lending term of loans to 90 days. d. Buying of $500 BN of Treasurys and $200 BN of agency-backed...

Selecting a Bank account depends on individual preferences. Most of the individuals would have a bank account/ salaried account. A lot of individuals would have different bank accounts which cater to different purposes - For Example - Emergency Funds Account / Separate Account for a large...

Raise your hands if you've heard some version of this: This would be a determining factor for the investor to eventually go with fund A or stock B. For instance, someone in our Discord had asked yesterday, since Tata Resources & Energy Direct Growth fund has outperformed Nifty in the last 3...