discussion

Hello folks, I know you lot are by in large very sensible and great for giving out solid advice. But I’m interested to know if anyone here goes with something a little counter intuitive and owns a ‘stupid’, stupid in the sense that it’s not an econbox, it’s not been purchased purely out of...

EDIT: Thank you everyone for all the comments. Turns out my attic floor/2nd floor ceiling has 0 insulation. I had always assumed that the 2nd floor ceiling/attic floor plasterboard was high density insulated plasterboard. However, there should be 300mm of wool insulation between the rafters and...

I’m currently paying €20 every 28 days on Vodafone X for unlimited data & texts, and 100 minutes. Have been tempted by 48’s unlimited everything for €12.99 monthly, but as they’re on the 3 network I know that the coverage may vary to what I have now. Does anyone know or have personal...

Anyone know of a calculator that works to give a figure of all taxes due on a car bought in the U.K.? It’s very difficult to discern if importing a car from England represents value for money

Hey all, So I am building a house for the first time and I thought others might be interested in my experiences so so much of house purchasing has to do finance. How we got here: I bought my first house when I got a decent paying job and honestly couldn't afford it. I made all my payments on...

I know I’m going to get slated for this but I’d still like some sensible input. I’m an idiot and it shows in my finances. I have 10k of a Credit Union loan and 2 cars. 1st I bought pre Covid, 2016 Golf 2L diesel, has been nothing but reliable, great car for a college student in need of...

Hey guys I’m a 29 year old male registered nurse that grew up in abject poverty to eventually become middle class. I’m single, so it’s just my income. I would say this is all from my own efforts but truly in every aspect of life call it luck or God’s blessing plays a role in your success so...

Hello everyone! First off, I want to again welcome you to Middle Class Finance. Thank you all for joining us here. The sub has experienced what I would call incredibly rapid growth in the two days since we premiered. I’d like to thank the mods over at Poverty Finance for the sticky thread that...

Cross posting here from r/Ireland also for different perspectives. What's the minimum Lotto winnings you reckon you could retire on? After the Euromillions being €240 million last week, the Irish Lotto is €10 million tonight, and it has me on thinking. How much do you think you could leave...

I’m turning 33 in a few months and up until the past month my finances were just this vague cloud in my head. I knew approximately what I had and could spend, and I was never in the red. But recently I realized our savings account wasn’t growing as it should and my husband was likely...

What’s something financially you know you do right (for you) that this sub would disagree with and say you’re making a bad financial mistake?