dental/vision

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    Dentist Claim Processed Out-of-Network

    Quick question about a recent dental claim. I moved and needed a new dentist so I found one recommended by my insurance in the network directory and called to make an appointment with this dentist, Dentist A. I was confirmed for an appointment with Dentist A at the office. Well, apparently...
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    How do I get braces covered under my dental benefit to maximize insurance help?

    I recently switched dentists and they told me my jaw alignment is basically fucked and it causes me to wear down my back molars way faster than they should be and projected I’ll lose probably 4-8 of my back molars and need root canals for them before I’m 40 at this rate. She said if I want to...
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    UnitedHealthcare Community Plan NY - Impacted Wisdom Teeth Removal Denial

    I went to my general dentist for a regular cleaning, they did a basic X-ray, saw the impacted teeth, and referred me to an OMFS. Went to the OMFS, got a consultation and a 360 x-ray, surgeon came in to answer questions and was shown the x-ray that wisdom teeth are impacted and should get it out...
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    Offered PPO and DMO dental plans. PPO is 3x more expensive but I can't determine benefits

    I was offered wo plans from Aetna, DMO Plan 65 and PPO Dental (no additional identifying information for policy) I don't understand why the PPO plan is so much more expensive because it caps coverage per year at $1500 and it groups expenses as type "A", "B", "C" without dicating what types of...
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    Dumb question: new policy, want to maximize advantages

    I have been independently contracting and so I have a totally new self-purchased plan with BCBS that’s an all-in-one with medical, dental, and vision that started in January. (In 2023 I had another provider) I’m now being offered a full time position with included benefits that will start next...
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