debt/loans/credit

  1. A

    Riskier borrowers under inflation pressure frozen out of US car loans (FT)

    https://www.ft.com/content/71e3b1f2-57a7-4cc0-89f1-ba814d89014a Lenders concentrate on consumers with better credit and delinquencies rise in subprime tier Lenders are extending fewer loans to the car buyers with the riskiest profiles, a sign that they are bracing for an economic slowdown that...
    • alex2017
    • Thread
    • debt/loans/credit finance personal finance poverty finance the financially challenged
    • Replies: 19
    • Forum: Poverty Finance
  2. A

    Need help on if I should let the impound lot keep my car.

    Car was loaned at 23k. I think I only have like 8 months left till the thing is paid off.. ~~ general Depression, tried to end it, blah blah ~~ fell behind on all my bills, car got repossessed, but j kept my apt. Car didn’t have insurance. And was in a bad car accident. Will cost about...
    • angelgolden
    • Thread
    • debt/loans/credit finance personal finance poverty finance the financially challenged
    • Replies: 3
    • Forum: Poverty Finance
  3. B

    F It, probably won't make it to retirement. Cashing out retirement to buy a house

    in muh 30s, have about 60k in 403(b), I am cashing it out for a downpayment on a house. Tired of throwing away money to a landlord. I am done, doubt I'll live long enough to see 65 anyways. ####### Thanks Everyone, after reading through comments I decided I would just use FHA in combination...
    • blecap1
    • Thread
    • debt/loans/credit finance personal finance poverty finance the financially challenged
    • Replies: 80
    • Forum: Poverty Finance
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