commercial insurance

  1. R

    I tried a Delta 8 edible in college, do the P&C big carriers drug test?

    I am graduating in May, and decided that I wanted to try Delta 8 one time before I moved on to adult life. It is legal to purchase in Texas. But I am worried I might still get screwed. Apparently D8 shows positive on THC. Thanks for the help, it was my only time trying it and through legal...
  2. P

    I don't understand if accidental IP theft would generally be covered by E&O or D&O. I have conflicting information.

    If a company unintentionally uses another company's IP and gets sued, I'm trying to understand which insurance would cover this. I've been told D&O, but the lawsuit would be against the company, not individuals and the use of the IP may not have been a decision made at the top of the command...
  3. K

    Professional Liability / E&O - Additional Insured & Primary/Non-Contributory?

    I'm an IT Consultant and I have a contract that says "In addition, Vendor’s insurance must be designated as primary and non-contributory to the insurance of *client*" I'm good for my Commercial General Liability Insurance. For my E&O though, my broker is working through it, and I noticed...
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