canada

Through TD Bank Direst Investing, I can access a stock's analysis reports. One report is by Argus Research. In it, under Valuation Analysis, there are 2 variations (HIGHs & LOWs) each of P/E, P/S, and P/B for a given year. For example: for the Fortis (FTS) stock, for 2018, P/E High is 24.0 and...

I’m travelling to the US this month for a week and looking at renting a car. I have auto coverage for my vehicle in NL and a credit card that has collision coverage up to $85k MSRP. The card coverage does not include third party liability. I called RBC Insurance and they advised me that I can...

I've ended up holding 180K in cash which is not a good thing. As I have been losing it to inflation. But, I do have a full-time job that takes most of my time. I do not know how to put it to work, that is why I asked you, folks. A little details, I am in my 30s, not settled down, live in...

Hello family, Recently I’ve applied for a credit card and a hard inquiry was shown into my Equifax account (tracked through Borrowell) Mentioned that I’ve bank account in two different Canadian banks Scotia and CIBC - I’m curious whenever I’ll have a credit check is there any way to know from...

I just got a salary increase last month and am trying to better manage my finances. I'm paying 936$/month for rent (living with gf), 388$/month for car, 293$/month for insurance (car and home), 51$/month life insurance and got 7000$ in Cc debt an 5000$ in credit line debt. I also got some acting...

I'm entering medical items and the amount, line by line (SimpleTax) and it helpfully keeps the running total. So how much of those items actually gets sent, or are even the individual amounts sent? Does it simply send the grand total? BTW, is it normal for tax/financial software to truncate...

Hi, I recently got accepted into a med school in America. (DO program). I need to apply for a Professional Student Line of Credit to finance the program (about $350,000 total). I need a co-signer, but I cannot find anyone. Do I have any other options? Is a co-signer necessary? Is there any way...

I forgot to include a large amount of unused tuition credits from last year and filed a TP-1.R-V to Request and Adjustment to an Income Tax Return. I did this after receiving my Notice of Assessment. Keep in mind I could not do it electronically as per RQ's conditions, hence filed it by paper...

Looking for 5.25 or 5.5 ideally. I could do non-registered and move TFSA and RRSP if needed for the best rates. Currently have money in Cash.To but that’s under 5%. My Simplii and Tangerine promos are over now and they won’t give me more than 4%. But I know other customers are getting 5.25!

2k a week after taxes is good for Toronto ?

Looking to get into this side of things from residential/retail banking sales and AM exp. w/15 yrs under my belt - I’m not new to the business. If you are currently in this role or have done it before I want to hear from you! I’m in ON SW. Looking for advice on what hiring managers look for in...

Someone I know has gotten several letters from a collection agency threatening legal action for an old credit card debt. It’s from about 8 years ago, but last contact was about two years ago, maybe more. This last letter is from a lawyer’s office saying, the person has “committed an act of...

Considering Buying a House with Brother-In-Law and his wife. Looking for recommendations on how to make the split in the contract. I have seen this info here before but can't seem to find it when searching. Me and wife have our own house. Brother In Law and wife are younger and do not...

This is probably a dumb question for whatever reason but figured I’d ask it on here. The 5% results in some meaningful savings. I feel like interests rates aren’t coming down that much in the near future. It’s a 5 year term. Interested in informed opinions. I know there is no crystal ball.

In January 2018, my husband (then friend) ordered furniture from Leon’s. The bill was about $2,500. For some frustrating reason he didn’t pay it, so it went to collections and has been haunting his credit score ever since. I discovered this shortly after marrying him last year. My questions...

(26 M)My current employer offers a pension plan through sunlife financial and I am looking for some advice on what funds are worthwhile? They offer; SLF MONEY MARKET(GM3) BLK bond index fund(DNB) PH&n bond fund(HPW) CC&L group income&growth(hme) Investco income growth C(HCA) B.G. canadian...

Hi R (doubt this is new) but looks like National Bank will give you 3x free chq a/c w/ a MC. Any reviews on NBC to share? https://www.nbc.ca/personal/accounts/business-professionnals/administration.html TIA

I’m 40 years old with an income of $119,000 a year, household income is $203,000. My wife has a pension through her employer and $39K in an RRSP that’s she passively investing $150 a pay into. I have an RRSP worth $253,000 today and I’m investing $800 a pay into, about $19,200 as I’m paid...

Often, there are posts asking about the best no-fee credit cards, so I've compiled this list. These cards are listed in alphabetical order. ETA: Some of these cards may also come with sign-up bonuses from third party sites like Credit Card Genius, Great Canadian Rebates, Frugal Flyer, or...

Single 55 yr old woman w/2 adult dtrs living at home while still in university. I’ve paid off $150k of debt in 5 years. I only have $110 000 in investments. No pension or benefits, no savings but can access a heloc if needed. I’m a contractor and anticipate this assignment will last for 3 more...