bonds and mortgages

I'm in the process of financing a home, went to as many banks as possible for the best rate. The best so far is prime -0.8. I don't think its bad, but it can be better. What is the best rate I can realistically get. Bond is for R2.5m

Hey guys! 30 something couple here seriously looking for advice. My fiance and I are looking to buy property. We currently rent at a ridiculously good price but we've been staying here for more than 8 years and the place is getting a bit small for us now. My fiancé's dad bought him a...

So I am a first time buyer with a credit score of 800 & looking to make the jump on a good investment property. After much negotiation, I've finally had a reasonable OTP approved by the estate agency on a property which I really like, which really stood out to me. The bond originator had come...

I am looking for a sheet to use for my bond repayments that is similar to the one on FNBs site https://www.fnb.co.za/calculators/homeloan/BondCalculator.html Just wondering if there is something free out there like this else I will create my own and Google. Thank you in advance for any...

We've finally found the family home we've been after for two years. We've managed to reach a price acceptable to the seller, we've got a 18% deposit which we've paid to the conveyancor. The house is in an incredible area a stones throw away (literally) from one of SA's best school, and we...

I'm wanting to add some money into home loan with Standard Bank. I'm supposed to make a payment with their app, which is frustrating to say the least. I keep having to log in add the home loan as an account every time I log in before I can see the option to make a payment. However it doesn't...

Is anyone in the know how standard bank calculate bond repayments? I have recently paid an additional R40k into my bond and asked for a recalculation. The result was that my monthly repayment has increased by R50 per month. How is it mathematically possibly that I have reduced the capital...