banking

  1. F

    Best EU BANK account for citizen that is traveling around EU

    Hi guys, I know there is already a lot of posts about similar questions, but nothing that'd actually help me to decide/ learn about my actual options. I'm in search of a solid bank which I can use as my primary - So preferably not "Revolut" style. I've heard of Openbank, but their first...
  2. K

    Savings or Forex Account?

    hi there! i’m (19F) saving up to travel for a few months once i graduate (2025/2026). i’m currently earning about 6-7k p/m. would it be best to put my money in a savings account (about 5 - 8% interest) or a forex account since the rand is getting weaker? if i should do a forex account, what’s...
  3. A

    Loan repayment bounced, seeking recourse

    I took out a 5 year loan (unsure of whether I can say which bank) to fund my final year of college, agreeing to make monthly repayments, originally to have a direct debit take the amount on the first thursday of each month since I was working part time, and Thursdays were pay days, but later...
  4. R

    I’m trying to E-transfer myself money to EQ bank from Scotiabank

    EQ is not on the quick list of banks so I have to add it manually but it also wants a Credit Union. What Credit Union do I choose for EQ? I have very little knowledge on what a Credit Union really is so I apologize if this is a dumb question.
  5. I

    Slapped by a 9.5% interest rate after fixed pricing of condo loan ended

    Hi all! Ok so long story short my 3 years fixing loan from bpi has ended and now received a notice that they will increase from 5.5% to 9.5%, yeah a freaking 4% increase. Anyone experienced this? What did you do? What are my options you took. I’m exploring to refinance from another bank or pay...
  6. S

    High Value Green Mortgage Fix length

    Have gotten approved for Bank of Irelands HVGM and was debating the length of the Mortgage. I seen you can get a great rate of 2.15% for 4 years, or else 2.5% for 7 years fixed. What’s everyone’s opinion on the better but shorter rate vs the slightly higher but longer term 7 year term. What...
  7. G

    BDO Transfers to Own Accounts

    So the context of this post is I (Account A) and My Mom (Account B), have a shared and/or Checkings account (Account C) with BDO. So we opened a checkings account as to easily facilitate large transfers between our accounts if needed as advised by our manager friend from BDO since Checkings...
  8. A

    Any recommendations for a good bank in Ireland? I’m already with PTSB. I want a 2nd current account

    We’re planning on getting a mortgage soon and I am saving to the back teeth, been super thrifty with all my money right now. I just want to have an additional account that doesn’t show big ticket purchases on our application. I just want something extra to the side, money wise. The main...
  9. C

    Beware of N26 - Day one without access to my account

    UPDATE: I kept calling support daily but the only thing they would say is that I would get an email with more information in the following days. In the meantime I emailed N26 support and informed them that I would file a complaint with Bafin if they did not resolve the situation and/or told me...
  10. M

    U.S. citizen opening a European online savings account (recommendations)

    Hello, I just accepted a consulting job with a Berlin based company that uses Payoneer. As a U.S. citizen living in the States, I have bank accounts located in the U.S. Using Payoneer, there is a conversion fee to exchange Euro to Dollar when transferring to a U.S. bank for every paycheck. I'm...
  11. S

    N26 asked for proof of funds and 2 days later they close account and freeze funds

    They asked me for proof of funds and 2 days later they close my account and freeze funds. I exchange several messages with their customer support which is probably outsourced so they really can not help. Sent emails to founders, put complain to BaFin....anything else I can do? They are holding...
  12. L

    Metrobank Time Deposit now at 4.125%

    TIER 1 month 2 to 5 months 6 months to 1 year 10,000 - 49,999 4.125% 4.125% 4.125% 50,000 - 199,999 4.125% 4.125% 4.250% 200,000 - 499,999 4.125% 4.125% 4.250% 500,000 - 999,999 4.125% 4.125% 4.375% 1,000,000 - 4,999,999 4.250% 4.250% 4.375% 5,000,000 - 9,999,999...
  13. G

    Mortgage Overpayment Limits

    We are looking to buy a home and so far have pre approval from BOI and PTSB (AIB to come soon we hope) From what they have quoted me if we watch our spending I know most months we would able to to make an overpayment of at least 25%. But not every month if we needed to fix the car, buy oil...
  14. G

    Help optimizing large transfer from U.S. bank to EU bank

    I need to move about $300,000 from my Ally bank account in the U.S. to my EU bank in the Netherlands. I have used Wise before, but for such a large transfer they want to take $1300. It doesn't matter if I do a transfer or first convert before a SEPA transfer. I did have an IBKR account which I...
  15. D

    I’m buying a vehicle off a private seller but wondering how I transfer the money?

    My aib bank account has a limit of €1000 euros for bank transfers
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