banking

Wise banking which we used for 6 years with zero issues, out of nowhere decided that one of my businesses - video game services, is not allowed per their T.o.S, and has closed all my accounts with all my savings and available money. Not just one business, but all my 5 different small businesses...

Good morning gentlemen This week i am gonna receive around 200 k Eur into my wise acount(sold a property) Being a user of wise for the last 4.years..many transfers were made and also receiving my salary here in germany and had 0 issues with them I did upload the selling contract to their...

Hi everyone This might not be entirely relevant for PFZA, but I’m thinking about switching banks and between fees, rewards, lounge access etc., there’s a lot of options. Got me wondering why people choose the account they do. So, would love to know who you bank with, why you bank with them...

Hey, curious what were the lowest rate everybody has seen in recent years on their mortgage offers by Irish bank? Say in year 201x and onwards. I entered fixed rate in 2021 at about 2.6%. average is around 4.5% now and I felt it could be peaked anytime soon. hence was thinking what's the...

I read it a lot back sa r/pH that our Central Bankers keep us stable and all despite all the world's economy going bad. But why and how do they do it? Eli5 pls.

I got a random e transfer at like 2am about 3 months ago for 780 bucks. I have it so it automatically deposits when I receive one. Only shows a name and the email it was sent from. I've tried contacting the email but no response. I haven't contacted the bank and haven't spend the money. At this...

Hello all sirs, I am writing this post to make a little table of the options available right now in Europe. Are you using a cashback card? It's not on the list? Tell me! Card Reward Reward kind Fees Coinbase Card 1% to 4% Crypto Card Issuance €4.95 + many fees Crypto Card 1% to 8%...

My 17-year-old son will be staying for a few months in the U.S. We're looking for a way to have him pay retailers in USD without incurring unnecessary fees on every transaction, which is what would happen if he used his Canadian Tangerine debit card. Tangerine allows him to create a USD...

I feel like it's such an unnecessary fee. I also don't remember signing up for it. Why is this not part of the already expensive monthly account fee? How is this $5 ODP fee half as expensive as life insurance. If you don't have the money in your account, then the bank should not allow any...

Say there's two cases, a and b A. 1,000,000 in Bank Z B. 500,000 in Bank Z and 500,000 in Bank Y. How much would I be able to keep in both cases should both bank Z and Y goes bankrupt?

Hello all sirs, I am writing this post to make a little table of the options available right now in Europe. Are you using a cashback card? It's not on the list? Tell me! Card Reward Reward kind Fees Coinbase Card 1% to 4% Crypto Card Issuance €4.95 + many fees Crypto Card 1% to 8%...

Hi all, I’ve moved my EUR to Trading 212 last week because of the announced 4% interest. In the app it displays 4.20% now - is it just me? Thanks!

I just got my first credit card and I paid whatever I had spent using Simplii and sent it as a payee to P.C. MasterCard. I was just wondering how do i know it been paid? Does it show as current balance? Sorry if this is a stupid question I’m finically illiterate. Basically what I’m asking is how...

Almost 15 years ago my parents took out a 15 year €220,000 mortgage to renovate my fathers old family home after my grandfather passed away. They used the proceeds of the sale of our family home to buy out the shares in the house of my fathers siblings inheritance. During the recession they ran...

So I have a student account I got when I was in secondary school. I’m now doing my masters in college. I heard that they keep a graduate account for you for 4 years after you finish. I never submitted any details to them, but I’m guessing they will cancel my account 4 years after my bachelors...

EDIT/UPDATE (6 days later - 3rd of May 2024): I updated the calculation table below. What's best seems to be down to being able to earn FNB eBucks when paying for your Municipality and Electricity via the Clicks App and Website. If it does still give you 15% back in eBucks, then the FNB Credit...

Edit 2: Most recent video (3 months) - bagong biktima nanaman, P500k in 1 transaction only. Most banks set a limit of P40-P50k and di basta basta makaka pull out ka ng P500k sa online transaction. Start at 5:27 Dyusko. If all of these reports were true (and also may nabasa rin ako dati around...

I’m not American but I like my US banks because I can recieve my cards to my TEMPORARY address in ANY country in A FEW days with DHL express or similar. This is free or costs like $15 max I get about 2% cash back on my spending anywhere in the world. I can get free $200-800 money from the...

Hi guys, I know there is already a lot of posts about similar questions, but nothing that'd actually help me to decide/ learn about my actual options. I'm in search of a solid bank which I can use as my primary - So preferably not "Revolut" style. I've heard of Openbank, but their first...

hi there! i’m (19F) saving up to travel for a few months once i graduate (2025/2026). i’m currently earning about 6-7k p/m. would it be best to put my money in a savings account (about 5 - 8% interest) or a forex account since the rand is getting weaker? if i should do a forex account, what’s...