auto insurance

  1. M

    Auto insurance accident question

    So on 10/02, i was backing out of a parking spot, after making sure i had right of way, and a car coming from a far tried to speed up to beat me(?) before i could pull out all the way. Anyways he did manage to hit just the tip of the back of my car cause scuffs on my car and his. Was hesitant to...
  2. A

    I negotiated 1k+ on my gross ACV for my totaled car

    EDIT: I owe an apology for misunderstanding what a negotiation means in terms of insurance. I guess providing documentation and then asking for more value is simply substantiating your ask and not actually negotiating. I stand corrected. I thought I negotiated and got really annoyed when I...
  3. S

    TX Rental Car Reimbursement after Total Loss

    Our car was deemed total after an accident last month. We only had rental car coverage for 3 more days after the notification. (Progressive Insurance) We are in the process of buying a new car but meanwhile we need to rent car to get around for groceries/work etc. I came across this opinion of...
  4. A

    I’m trying to get a new car but can’t get insurance because I have lapse?

    So back in May I was in a no-fault accident and totaled my car by hitting a guard rail due to mechanical failure. Once that happened, I went through the claims process and everything my insurance ended up getting canceled because of the car getting totaled now it is September and I’m trying to...
  5. T

    CT Total Payout Question

    Hi there , last week on my way home from work my car was involved in a hit and run and ended up being totaled. My car which at the time of the accident was a 2004 Subaru legacy 35th Anniversary edition wagon with 89k miles , 1 owner until last year and 0 accidents. My insurance companies first...
  6. S

    accidentally backed into someone’s car

    I accidentally reversed into someone’s car today with my mustang. i pay for full coverage state farm insurance. how much will this cost me? the other car had no damage other than a slight scratch it was a jeep.
  7. C

    I was rear ended - other driver at fault. Insurance has accepted responsibility. I’m worried they will want to total the vehicle.

    I own a 2002 Pontiac Firebird- Trans Am Trim. I have received an estimate from a repair shop and it’s over $8k in repairs. I’ll be visiting another one on Monday. How likely is it the insurance is going to want to total the vehicle and what can I do to prevent this? I know that if the vehicle...
  8. S

    Another employee at my job crashed into my car, is it worth getting my car insurance involved?

    Hey everyone, I work at a car dealership and about 30 minutes ago a mechanic at my job driving a new Ford F-150 rammed into my 2000 Toyota Camry. He turned into the right lane where I was at a stop sign and he was not looking at the road. I honked at him multiple times before he crashed into me...
  9. J

    Help Me Demystify Geico's Multi-Risk Physical Damage Coverage. Is it worth it?

    I just purchased a new 2019 Impreza Premium (first new car) and have been searching for the best car insurance options for myself and my partner (who owns an Outback, currently a customer of Geico). I currently have Liberty Mutual for my prior car, and I'm planning to switch to a different...
  10. S

    Car illegally towed and damaged

    Yesterday morning the police came to my door and informed me that my car was towed illegally, and when the tow truck company tried to tow it back, the truck driver was rear ended by another vehicle. The police said the other driver (I'll call them driver B) was at fault, and they happened to be...
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