advice request

So I’m (22) planning to move out because I hate hate hate being at home and there is no mental peace. I think I’m wasting crucial time in life on the travel to work (1 hour +) and I could save the time and actually do things I need to do (study, side hustle, gym). I found a really nice place...

Hi guys, need some advice I'm currently working in dubai for almost 2 years. Taking an MBA and studiying abroad was always my dream, My father passed away when i was 15 year old. I'm eldest child and was responsible for taking care of my siblings. As i put hold on my abroad dreams and started...

Okay, so a bit of background intro …. I am 29 M, life has been a downward spiral since Covid, currently having 5.5L worth of bank loans(multiple loans) & owe money to a few friends(around 7L in total). Current salary 50k with 20k of home loan EMIs. I had investments in various stocks but after...

My Friend has worked for an organization X from 2017 to 2020 and the PF account used to be under EPFO. Then my friend on 2020 switched to company Y where the PF was not under epfo. Then on 2020 itself my freind switched to company Z where PF account comes under EPFO. Since late 2021 my friend...

As the title suggests, I'm a 16 year old, and I have just recently given my 10th boards , who has to earn to afford my own education. My dad, earns around 9k from salary +4.5 to 5k misc + 4k from rent p/m works for half a month approx. He doesn't want to support my education cuz he doesn't...

Background: I'm an MBA graduate of 2020, from one of the prestigious Indian b-schools. Got a PPO which got revoked due to COVID. Joined an e-commerce company by taking a 30% paycut. I'll be completing 4 years in this firm soon. Have received good rating in each cycle and got promoted in 2022...

I noticed an interesting payment option in the Uber app called "5% back for Amazon Prime: 4% Uber Credit + 1% Amazon Pay Cashback." What exactly do the 4% Uber Credit and 1% Amazon Pay Cashback refer to? say actual trip fare is 100 Rs and Amazon Pay balance is 200 Rs Is the 4% credit applied...

Hello All, I've recently seen a post in LinkedIn about how Sart health insurance claim is rejected. It got me worried about my insurance with HDFC ergo. I made sure I have NO copay and NO room limit. But can you guys please check if I'm in for any surprises at the time of claim persons...

Hey guys, I am planning to buy one good health insurance and term insurance for myself and dependents. Please suggest some good policies. I earn around 1 L + per month , so in the lower to mid range premium. I have one from corporate but have been suggested that we should have ours also other...

Our annual bonus was just announced. I was happy to see that it was 14 L. My take home is 3 LPM. I was expecting a paycheck of 0.7 x (14+3) = 11.9 L What I instead got was only 10L When I checked, I was told that since my total annual payout was greater than 50L, they applied a surcharge on...

My father is spending all of his little savings on buying a car. The car is a Kia Sonet which costs around 10 lakh. He's paying a down payment of 7 lakh and taking a loan of 4 lakh at a 9.3% reducing interest rate for 5 years. So that’s about 10,000 rupees for 5 years. Our family's financial...

I want to open a Zero Balance Bank Account. I tried doing some research but would like you to give me your best suggestions, advice, recommendations on it. Here are my requirements for zero balance account: ✓ Bank is licensed and regulated by the Reserve Bank of India (RBI) for safety and...

So I basically slept through the whole year and just realised that I hadn’t maxed out my 80C by 80K. https://bashify.io/i/22AW7A I just did an 80k lump sum into an ELSS today but later got to know that market is closed tomorrow and will only open in April i.e next FY. I need to know if this...

My risk appetite is ZERO. I am 25, and I earn 40K a month, have my own house with no other debts. Anything else I can invest in apart from FD? Thanks.

So, story time- I (26F) come from a middle class family with my past being mostly tumultuous financially due to my father’s poor financial decisions, which continued until I passed out of college. The only thing that kept us alive and steady was my mother’s teaching job of 35k and our...

In this short, he says take Rs 1 crore + invest it in index fund = get Rs 10 lakh per year. So you get 1 crore lumpsum as well as 10 lakh interest. But if you take Rs 10 lakh yearly then you will only get 10 lakh not 1 crore. Here he says, take lump sum and invest it and make it double...