accident

  1. S

    Deductible

    So the other day someone tried to whip a u turn in the middle of the road and hit my car. After speaking with the police they said the other driver claimed I was speeding (what??) but they still are at fault for merging into me. I have a $500 collision deductible and my car is being worked on...
  2. J

    Is State Farm scamming me or are State Farm and myself both being scammed? HELP????🚒🚑🚙🆘

    So, I was in an accident on 5/7/23 around 11pm. I called my insurance company and proceeded with all necessary legalities over the phone with an agent, filed a claim, spoke to police from two separate counties bc the accident happened right on a county line, had the insurance company call a tow...
  3. S

    Advice on steps to take

    My car was rear-ended on 10/5. Driver at fault admitted fault on night of the accident. I filed with my insurance and then filed with the driver at fault’s insurance. His insurance (Kemper/Infinity) took my report of the incident and have rec’d the estimate for damages on 10/6 (Damages are currently
  4. H

    Insurance question

    With progressive and they sent me a notice saying my insurance was cancelled effective 3/10 b/c I didn’t provide more information. I got into an accident 3/30 at 4am.. I got a new policy as soon as I was able later that day and the agent said my insurance was effective 3/30 at 12:01, so she said...
  5. K

    2 of my cars involved in the same incident. Is Progressive trying to screw me?

    Location: Texas Insurance: progressive A couple weeks ago I was driving our Audi ($250 comprehensive deductible) wood got kicked up by a semi damaging the car. See video above. Glass flew up hitting out Escalade that my wife was driving ($1000 comprehensive deductible and source of dashcam...
  6. E

    Wrecked my car i’m still financing

    (Long story short, i swerved to avoid being hit by another car and i hit something on the shoulder hard as fuck. my car no longer turns on but is able to roll, the airbag deployed so everyone is telling me that it’s “totaled” in the eyes of insurance ) Now my question There was no police...
  7. D

    [UK] Advice after collision? Third party trying to pin blame on me

    Hi everyone. I am UK-based and was just hoping for a bit of advice (and sense-checking) after a collision yesterday. I've been very lucky to not have had to make a claim in 14+ years of driving so this all feels quite new! Here's a diagram of what happened: My car is the green line, the third...
  8. D

    Accident 7/1/22 - I only had liability, the other party's insurance sent me a letter

    My Chevy Malibu was totaled, the other vehicle was an F350, and from what I remember, had very little damage - but to be fair I was pretty shaken up and had moderate injuries along with my son having a full-blown panic attack. Other than screaming out the window to the other driver to make sure...
  9. S

    No fault claim

    Wondering a few things Firstly, here’s the scenario: someone else hit my parked car whilst I WAS NOT IN THE VEHICLE. I claimed on their insurance and didn’t go though mine at all - a handler did it for me. Their insurance payed out. Do I need to tell insurance when taking out future quotes...
  10. J

    Total Loss Accident

    I was involved in an accident recently. Other driver-completely at fault, repeatedly admitted it to police, there was even camera footage from a business confirming they ran the light (around 9 seconds late). There were cars in the center left turn lane, so couldn’t even see it coming. Anyway...
  11. A

    Insurance Claim - Total Loss

    Background: Our 2003 4Runner was hit on the passenger rear wheel causing the vehicle to spin around and roll over. Driver of the 4Runner was determined to be at no fault. Our insurance is claiming a total loss based on the estimated vehicle value. We haven’t tried to deal with the at fault...
  12. D

    car insurance claim denial?

    uninsured driver hit my parked car. stopped, talked w me for a bit then tried to dip when i mentioned calling the police. he said he has a warrant out for himself. i chased after til he gave up and he showed me baby products and said he has a newborn and he’s broke, no insurance. he gave me some...
  13. R

    Involved in accident, other insurance denies claim

    I'm curious how insurance claims and determining fault and financial responsibility works. Say 2 cars are opposite - across the street from each other coming out of 2 separate shopping malls. Car A turns left into the southbound left lane. Car B turns right into the southbound right lane (so...
  14. S

    Approximate Proceeds?

    Hello! Not sure if this is something anyone here can help me with but I’m getting conflicting answers everywhere I look… I was in a car accident last week, all parties agree the other driver is at fault. I’m currently waiting for their insurance company (Progressive) to complete an assessment on...
  15. C

    Claims question - dad had accident, but rent car is in my name

    Hi thanks in advance to anyone that might offer some info. My dad got in an accident, someone rear ended him. My dad has full coverage and the other party also has liability coverage. Cops determined it was other party's fault, let my dad off without a ticket even though he didn't have a...
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