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  1. Y

    Retired w/ $9.5 million In Assets

    @alexb23 RMDs are for tax advantaged accounts (401k, etc) only. So if she reinvests in a regular old brokerage she would just pay capital gains taxes on the growth after it grows.
  2. Y

    When do taxable investments make sense?

    @takeonme A) after all the others are maxed and you still want to save more B) to spend between retirement and Medicaid and keep your AGI and taxes low.
  3. Y

    Retired w/ $9.5 million In Assets

    @decency $130k/yr is about 2% of $8m. Unless her spending patterns change, she will likely leave more than what she currently has. Her RMDs will get larger. Have her open a regular HYSA or Brokerage acct for what she doesn’t spend.
  4. Y

    To buy or not to buy a property: I've been renting for 2 years and wondering whether to buy. Should I?

    @benjamin413 One way to eliminate option B is timeline. Are you confident you will stay there for, say, a decade? If not, definitely rent.
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