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@buzzard It's a fair point but if you don't address the root cause it's a bit null and void, it would be like getting antibiotics for a chest infection and ignoring the fact you have mould in your room, the problems will just come back

@buzzard One thing no one seems to have focused on is your post history. While I'd say it's admirable that you are keen to clear your debts I must caveat that you should ensure you are seeking help for the gambling prior to doing so. It would be awful to clear your debt and suddenly end up in...