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@theundecided You’re welcome. The waiting period, if it exists, will definitely be in the plan documents. You need to understand the limitations of your own plan. The dentists office should also do an insurance breakdown to understand your benefits, but mistakes happen. At the end of the...

@theundecided For dental, there is no ramp up of benefits through the year. Your full max benefit is available on the first day of your plan year. You do need to watch out for waiting period. For self-insured plans bought through exchanges, there can be waiting periods for basic (fillings...