Search results

  1. S

    Should I work 1/2 days a week in my final year of college?

    @lettersfortheeditor I found I actually did more study when working part time, it can be helpful having a bit of structure. From a purely financial point of view whatever gets you the best grades is probably best. I don’t think a part time job with a 2.2 is better than a 2.1 without one. So I...
  2. S

    “Don’t tell the Credit Union it’s for a car!”

    @peter1000 Often credit unions lowest rate is for a personal loan unlike in a bank. I’m unsure why, but my personal loan was lower than my car.
  3. S

    I have 3 pensions with varying amounts and want to combine them into one, looking for advice

    @blucrane Just note, there can be an advantage to having more than one. Which is that you can begin to draw one down before the other. Which can be tax advantageous because once you start drawing down, you must take 4% per year.
  4. S

    Is it logical to opt out of my pension?

    @joyincite They explicitly said the USS pension which is.
  5. S

    Is it logical to opt out of my pension?

    @totesthegoat It’s not quite how it works as the 21% is how much the university pays towards the scheme. The amount you get back is unrelated to this amount, as you will get a percentage of your average salary. Just a point.
Back
Top