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@rocha I personally prefer scheduled NEFT so that I can change it anytime.

@jonathan001 I got a mail from AMEX saying they are discontinuing ALL mandates/autopay... no condition of 5k was mentioned there...

@ilykmtns I'm confused and have only one question. Why?! Was this a problem that needed a solution? It seems this is not applicable to mandates on Net-Banking (correct me if I'm wrong). Is this their way to move people to net-banking for automated payments?

@crixus123 If this AMA was recorded, could that be shared here too?

@resjudicata On the contrary, it is easy for me to have one inlet for income and other outlet for expenses. I've connected everything (credit cards, phone wallet, cash withdrawal (rare)) through Kotak. Since I majorly use phone wallet and credit cards for almost expenses, there's only limited...

@chiril I, personally, avoid any dependency on my salary account. Job can change, and so can the salary account based on what they favor. If converting salary account -> saving account is not favorable (like in case of Citi), then one would have to set things up again. Just my personal...

@cn17 My anecdotal thoughts on some of the banks: Kotak 811 - Recently converted my account to 811. This is perhaps the only proper savings account with zero MAB. Coupled with virtual card, this is the best secondary SB. The only, but major, issue is that it is practically impossible to reach...

@lucianne Review IDFC for your needs - I'm recommending this in absolute sense, not after comparison with other banks. https://www.idfcfirstbank.com/banking-products/inward-remittance.html

@cn17 I personally try to keep my salary account as a disposable one, with no dependency on it. In an event where I need to change my job, the next company might have tie-ups with different banks for salary account.