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@crixus123 That sounds worse than the bank collapsing, in that case you atleast get 1 lakh back (assuming you have less that amount there)

@gracedaily No, and @sayjay9274 is categorically wrong about ETFs being superior in taxation than mutual funds.

@seeker1231 We're in India, absolutely no fund is mutual here by Vanguard's definition. This is r/IndiaInvestments, unless specified mutual funds refer to the Indian mutual fund industry which operates in a completely different manner to US Mutual funds. In fact accumulating funds are not a...

@seeker1231 That's the same case for Growth MFs too

@sayjay9274 This is the bit that doesn't apply. Indian MF are structured in a better way than US funds in some aspects. The chief of them being no capital gains distributions. If a US fund sells a stock and has capital gains on said stock sale then it needs to be passed on to the investors as...

@sayjay9274 That's US taxation, not Indian

@sayjay9274 In what way?

@shammysdad Nope, has been 300 per annum for a while now even before Paytm Money came out

@shammysdad AMC is definitely not 1200 for Zerodha though