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@thecharismaticone Ohhh... Relieved to know that ot only matters, if someone needs their money back. And that it's only going to impact those people, who have to encash PF, because they are moat likely in dire need of money.

@poorlyillustratedthoughts Obviously, they don't care about giving good services. It's not like we can take our money somewhere else. And it's not like we will stop giving them money, if we aren't satisfied with their services. They literally get to keep our money hostage, and there's no cost...

@susanitaq8 FDs are only good for capital preservation, or rather minimum depletion of capital. Only thing that they are good for, are to keep your emergency money there. This is the money that you might need in a very unplanned manner, and it may happen during a market crash or during a...

@wstorm Well explained. That reminds me of CAP theorem. C- consistency A- availability P- partitioning I am going to make it a point to push in this SLR, whenever I have to explain CAP to an intern or junior engineer. Maybe, the kid will be able to design both better software systems, and...