@torah1st2019 no, 7% is a conservative (!) post-inflation estimate of the average annualized rate of return over an equivalent mortgage amortization period (20-30 years). in your best year you might see closer to 30%, not 7.
@torah1st2019 not really, renters can invest money saved from not owning into an all-equity fund which appreciates at 7% per year after inflation. more than what the real estate market makes some years