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  1. E

    Am I being too strict with myself? Wage management

    @annastasia I was until recently on the same wage - my rent is double yours (London etc) and I save £400 a month so this plan seems pretty doable (I spend a lot less in the transport/gym/netflix/meds category than you do I think - so the £400 I spend on rent you've split to here and savings...
  2. E

    HMRC have assigned me a weird tax code starting K and ending X

    @roberto1820 Are you using previous years pension allowance? Otherwise you are in excess of standard pension allowance and that might do screwy things to your tax code potentially (or cause you some other problem later on)
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    30 hours free childcare and top-up fees

    @mirandaf This sounds about right for pro-rataing the term time free hours over the school holidays (where you get no free hours) so might be that rather than based on the nurserys fee amount
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