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    PhD student looking for advice

    @devastatednate I often forget this! Thank you.
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    PhD student looking for advice

    @devastatednate Fully agreed. You’re right, it will be at least 10 years before I’m really looking at houses.
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    PhD student looking for advice

    I’m 23, in my first year of a PhD. My stipend is €18,000 per year. I count myself very fortunate that my expenses are just less than half of my stipend. I have ~€20,000 in a current account. About another €1,000 in stocks and crypto and that’s it. Looking for advice about what I should be...
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