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@annakorp NHS Pension here, tied to state pension age is a major concern for me also. Especially if they just go well nearly everyone has a workplace pension so it doesn't matter if the state pension moves back loads, mine at state pension age is already a few years later than friends with a...

@heyilovegod2254 Yeah I won't do it without a lot of planning. Like I said I'm a promotion and probably 5 years away from that pension band anyway. That pretty much maxes out where my career in the nhs can go anyway so long term I'd need to move on, again years away. I know people who get a...

@heyilovegod2254 Indeed, I'm a a promotion and a few years away, but I'm tempted to jump ship to the Civil Service, salary sacrifice or opt out once I get to the 12.5% band, that's a lot of cash.

@heyilovegod2254 !thanks for this, I'm basically the same age, same pension and rate so it's useful for me, I concluded the same as you so have started a S&S LISA this week.

@cmarie212 I don't recommend it still, but if you power it off cleanly, using its power button or menu option (not all have one of these or either of these). Then it's supposed to send a signal saying I've been turned off, vs just turning the power off on the socket which it would see as a dirty...