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@keithdixonjr Well, its depend on your taste. low risk = pay off any debt, the gain here is 6%. If you like high risk, invest in stock. 5 years history of sp500 alone yeld 18-20%ea year. Hisa = 4% ,blahh, forget it. Home renov = losing money.

@sourapplecider Yep, base on year and damage, your car will be totaled. So in this case, i will report to my insurance and see if they help dealing with other insurance. Drive B insurance will try to low ball your car and you have to find evidend/ad showing how much your car worth. Its a battle...