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@kim5398 Got it. Should I inquire about decreasing the death benefit (if possible)? I’m wondering if the $1k/month I’m paying towards the premium would be better invested in other ways. I’m also shifting my investment goals towards more short term (hopefully getting married in the next 3ish...

@kim5398 Neither wife nor kids. Goal was long term investment strategy.

I’m worried that I was scammed into a bad life insurance investment. I’m a 28 y/o lawyer with >$200k salary and a homeowner. My financial advisor convinced me to get a universal whole life insurance policy in September 2023: $1.1 mil death benefit, $12k annual premium. Am I over...