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@cookie1720 Welcome. I know it won't be easy. At least try or just save for yourself. All the best to you.

@cookie1720 Sit down with your mum and tell her don't dwell on it. Set an achievable goal by saving up and recoup the lost RM42k. Make lifestyle changes, avoid unnecessary purchases or trips. Both you & your mum make monthly deposited into your mum KWSP. Keep track total amount deposited and...