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@dlyssesuouglas Vacation and hobbies I consider personal growth. Get new experiences and build those key memories for your kids.

@dlyssesuouglas Not exactly sure why you’re carrying the extra debt. It would seem like a great idea for the wife to get even a part time job and y’all pay down that debt. You can have it gone in 2 years at $1000 a month which is more than easy to earn from a few hours a week part time job...

@alicia0201 Priority 1 should be figuring out your life plans. You shouldn’t look to make adjustments (or god forbid liquidate a retirement account) until you decide if she will even be returning to work and when. If she is going to be returning to work, set your limits and requirements. Sure...