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  1. N

    My job often has a lot of down time... how would you use this time productively?

    @zumbafanforever I would recommend studying - it least this is what I do in IT. Try to invest in your future self, rather than trying to grab a few bucks.
  2. N

    Bank overcharging mortgage interest / formula question

    @timnollan I had a similar issue a few years ago - apparently my offset account was not linked correctly somewhere in their system. Took a few emails back an forth to figure it out, but they have fixed the issue and recalculated all interest from day 1.
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