Search results

@windxspiritx316 Ideally you’d work towards maxing both out. Order of 401k vs Ira depends on what the fund options are in the 401k and their expense ratios. If they’re high costs then putting your first $6000 ($6500 in 2023) onto a ira or Roth IRA makes more sense bc you have access to cheaper...

@morebu I’d assume up to your oon out of pocket max

@layner r/personalfinance has a flow chart called prime directive that's good for answering these questions