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@sovereignone @gregSinatra, thanks for your response. I should’ve perhaps been more specific. We have a garden shed with a small greenhouse attached. It’s homemade and pretty flimsy and not used at all. I’d rather just scrap it than to have my insurer pay to replace the broken panes, especially...

My Ontario home recently suffered damage as a result of an hail storm. I have been in touch with my insurer and I’m still assessing whether or not I want to make a claim. My question is weather my premiums are likely to increase as a result of the storm damage, and if they do increase is it...