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  1. J

    Milestone Achieved: 31M - 1 Cr Net Worth!

    @tp243 Tax eats up a lot of portion of my salary : 15L+ Total Investment : a) SIP : 26% b) ESPP : 21% Home EMI & Home Rent
  2. J

    Milestone Achieved: 31M - 1 Cr Net Worth!

    @ziggizoggi I haven’t included any of home loan down or pre-payment in my current net worth. That’s a tricky question. TBH, If I were to be a sole breadwinner for the family I would have delayed purchasing Home by at least 3-4 years. 23% of our combined take home monthly salary. We’re...
  3. J

    Milestone Achieved: 31M - 1 Cr Net Worth!

    @xmudpuddle Thank you for writing such a detailed reply. Wife and I have a plan to close the home loan as soon as possible. We’ll be deploying our bonus in prepaying the Home Loan. I should definitely do that. I’ll definitely look into it.
  4. J

    Milestone Achieved: 31M - 1 Cr Net Worth!

    @cantplayalick Yes, I do have an Emergency Fund of 12 Lakh with my wife.
  5. J

    Milestone Achieved: 31M - 1 Cr Net Worth!

    @yueba Shared your comment with my life. We both had a good laugh.
  6. J

    Milestone Achieved: 31M - 1 Cr Net Worth!

    @cinderedsoul After startup, I switched to a US listed company. My compensation includes 20 lakhs worth RSU every year. It’s not paper money. I can sell it anytime.
  7. J

    Milestone Achieved: 31M - 1 Cr Net Worth!

    @javetuka Valid point. Let me give it some thought. Money came in recently: Two years back, I got a good 100% hike after joining one startup. So, that’s helped. Upgraded my lifestyle: Got married; Bought a car; Put down the downpayment on Home.
  8. J

    Milestone Achieved: 31M - 1 Cr Net Worth!

    @devonmcknight Just trust the process and let compounding do it’s magic.
  9. J

    Milestone Achieved: 31M - 1 Cr Net Worth!

    @sweetnicks Mentioned it as an edit.
  10. J

    Milestone Achieved: 31M - 1 Cr Net Worth!

    @ducie35 Mentioned it as an edit.
  11. J

    Milestone Achieved: 31M - 1 Cr Net Worth!

    Here's a comprehensive breakdown of how I achieved my 1 crore net worth milestone: Investment Breakdown: 1. Indian Stocks: 27.15 Lakhs 2. US Stocks: 0.45 Lakhs 3. Mutual Funds: 41.48 Lakhs 4. EPF: 23.88 Lakhs 5. ESOPs / RSU (Vested): 10.35 Lakhs 6. In Bank: 2.0 Lakhs About me: I'm a...
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