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@mike77777 Then don't comment on a discussion you aren't prepared to engage in. It was 2 short paragraphs, you should try some critical thinking some time. Good luck with your life.

@mike77777 Having 1k for them is still better than 0. You'll still be setting them up for a slightly better financial future, even if you're not in the position to give them a "fee ride" (which wasn't even anything I suggested). Plus there's more expenses to getting your teen into college than...

@jimmykiff Your ideal is 3-6 months of expenses but there are other factors to think about. For instance, if you're drowning in debt, it's smarter to start with a small emergency fund of 500-1k and then dump any excess money into your debt. This way you still have enough to cover small...